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Medicare plans in Santa Rosa County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Santa Rosa County, Florida has 62 Medicare plans (19 Medicare Advantage with drug coverage, 9 without, 11 standalone Part D, 23 Special Needs) from 9 carriers. 41 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,300.
What changed vs 2026
- 4 fewer plans than 2026
- $0-premium plans up 5
- Average star rating down 0.2
Market snapshot
- Residents 65 and older
- 33,229
- Residents 60–64, aging in over the next five years
- 13,774
- Medicare eligibles
- 45,433
- Medicare Advantage penetration
- 46.1%
- Plans per 1,000 residents 65+
- 1.9
Carriers by number of plans
- Humana — 20 plans
- UnitedHealthcare — 11 plans
- Aetna Medicare — 7 plans
- Devoted Health — 7 plans
- Florida Blue — 6 plans
- HealthSpring — 5 plans
- Florida Complete Care — 3 plans
- Wellcare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan EX-F001 (PPO I-SNP) (H0710-004-0) | UnitedHealthcare | SNP | PPO I-SNP | $0 | $700 | $9,850 | 5.0 |
| DEVOTED DUAL 043 FL (HMO D-SNP) (H1290-043-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $7,200 | 4.5 |
| DEVOTED DUAL FULL 104 FL (HMO D-SNP) (H1290-104-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL QMB 042 FL (HMO D-SNP) (H1290-042-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Integrated (HMO D-SNP) (H1036-341-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Select H1036-214 (HMO D-SNP) (H1036-214-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP) (H1036-314-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-336-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $3,300 | 4.5 |
| Humana Gold Plus Giveback H1036-271 (HMO) (H1036-271-0) | Humana | MA-PD | HMO | $0 | $700 | $6,750 | 4.5 |
| Humana Gold Plus H1036-143 (HMO) (H1036-143-0) | Humana | MA-PD | HMO | $0 | $700 | $4,300 | 4.5 |
Showing 10 of 62 plans.
Nearby counties
Agent Tools
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.