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Medicare plans in Walton County, FL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Walton County, Florida has 51 Medicare plans (15 Medicare Advantage with drug coverage, 10 without, 10 standalone Part D, 16 Special Needs) from 7 carriers. 19 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 16,658
- Residents 60–64, aging in over the next five years
- 7,036
- Medicare eligibles
- 20,911
- Medicare Advantage penetration
- 42.4%
- Plans per 1,000 residents 65+
- 3.1
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 12 plans
- Wellcare — 5 plans
- Florida Blue — 4 plans
- HealthSpring — 4 plans
- Aetna Medicare — 3 plans
- Florida Blue HMO — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| AARP Medicare Advantage from UHC FL-0008 (HMO-POS) (H1045-031-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $270 | $3,900 | 4.5 |
|---|
| Aetna Medicare Signature (PPO) (H5521-435-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $5,900 | 4.5 |
|---|
| Humana Dual Integrated (HMO D-SNP) (H1036-341-0) | Humana | SNP | HMO D-SNP | $0 | $0 | $9,250 | 4.5 |
|---|
| Humana Essentials Plus Giveback H1036-271 (HMO) (H1036-271-0) | Humana | MA-PD | HMO | $0 | $0 | $6,750 | 4.5 |
|---|
| Humana Full Access Giveback H7617-111 (PPO) (H7617-111-0) | Humana | MA-PD | PPO | $0 | $600 | $6,750 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-336-0) | Humana | SNP | HMO C-SNP | $0 | $615 | $3,300 | 4.5 |
|---|
| Humana Gold Plus Lung (HMO C-SNP) (H1036-337-0) | Humana | SNP | HMO C-SNP | $0 | $615 | $3,300 | 4.5 |
|---|
| Humana Gold Plus SNP-DE H1036-214 (HMO D-SNP) (H1036-214-0) | Humana | SNP | HMO D-SNP | $0 | $305 | $3,400 | 4.5 |
|---|
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) (H1036-314-0) | Humana | SNP | HMO D-SNP | $0 | $0 | $3,400 | 4.5 |
|---|
| Humana Total Complete H1036-143 (HMO) (H1036-143-0) | Humana | MA-PD | HMO | $0 | $615 | $4,300 | 4.5 |
|---|
Showing 10 of 51 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.