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Medicare plans in Howard County, IA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Howard County, Iowa has 24 Medicare plans (3 Medicare Advantage with drug coverage, 1 without, 9 standalone Part D, 8 Special Needs) from 9 carriers. 5 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,400.
What changed vs 2026
- 9 fewer plans than 2026
- Carriers entered: Iowa Health Advantage, Molina Healthcare of Iowa, Inc.
- Carriers exited: Aetna Medicare, Passport Advantage, Wellmark Advantage Health Plan
- $0-premium plans down 6
Market snapshot
- Residents 65 and older
- 1,932
- Residents 60–64, aging in over the next five years
- 614
- Medicare eligibles
- 2,403
- Medicare Advantage penetration
- 18.8%
- Plans per 1,000 residents 65+
- 12.4
Carriers by number of plans
- Humana — 6 plans
- Wellcare — 6 plans
- Medica — 3 plans
- UnitedHealthcare — 3 plans
- Iowa Health Advantage — 2 plans
- HealthSpring — 1 plan
- MedicareBlue Rx — 1 plan
- Molina Healthcare of Iowa, Inc. — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) (S5884-145-0) | Humana | PDP | PDP | $18.30 | $700 | 4.5 | |
| Iowa Health Advantage (HMO I-SNP) (H6765-001-0) | Iowa Health Advantage | SNP | HMO I-SNP | $24.60 | $700 | $9,850 | 4.5 |
| Iowa Health Advantage Choice (HMO I-SNP) (H6765-002-0) | Iowa Health Advantage | SNP | HMO I-SNP | $24.60 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-204-0) | Humana | PDP | PDP | $33.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-171-0) | Humana | PDP | PDP | $123 | $350 | 4.5 | |
| Humana USAA Honor Giveback (PPO) (H5216-278-1) | Humana | MA | PPO | $0 | $4,700 | 4.0 | |
| HumanaChoice Giveback H5216-340 (PPO) (H5216-340-0) | Humana | MA-PD | PPO | $0 | $700 | $5,000 | 4.0 |
| HumanaChoice H5216-014 (PPO) (H5216-014-0) | Humana | MA-PD | PPO | $51 | $700 | $7,500 | 4.0 |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) (H0907-003-0) | Wellpoint | SNP | HMO-POS D-SNP | $12 | $700 | $9,850 | 3.5 |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) (H0169-001-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $24.60 | $700 | $9,850 | 3.5 |
Showing 10 of 24 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.