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Medicare plans in Jefferson County, KY — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Jefferson County, Kentucky has 75 Medicare plans (30 Medicare Advantage with drug coverage, 7 without, 8 standalone Part D, 30 Special Needs) from 11 carriers. 47 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,250.
What changed vs 2026
- 2 fewer plans than 2026
- Carriers entered: American Health Advantage of Indiana
- Carriers exited: Provider Partners Health Plans
- $0-premium plans up 13
- Average star rating up 0.2
Market snapshot
- Residents 65 and older
- 134,317
- Residents 60–64, aging in over the next five years
- 51,038
- Medicare eligibles
- 161,710
- Medicare Advantage penetration
- 51.0%
- Plans per 1,000 residents 65+
- 0.6
Carriers by number of plans
- Humana — 24 plans
- UnitedHealthcare — 15 plans
- Wellcare — 9 plans
- Anthem Blue Cross and Blue Shield — 8 plans
- Aetna Medicare — 6 plans
- Devoted Health — 6 plans
- Abilis Health (HMO SNP) — 2 plans
- Essence Healthcare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Community (HMO) (H1036-236-0) | Humana | MA-PD | HMO | $0 | $700 | $4,250 | 4.5 |
| Humana Community HMO Diabetes and Heart (HMO C-SNP) (H1036-234-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $4,250 | 4.5 |
| Humana Essentials Plus Giveback (PPO) (H7617-049-0) | Humana | MA-PD | PPO | $0 | $700 | $9,850 | 4.5 |
| Humana Senior Living Plan (PPO I-SNP) (H7617-142-0) | Humana | SNP | PPO I-SNP | $0 | $400 | $6,180 | 4.5 |
| Humana Together in Health (PPO I-SNP) (H7617-143-0) | Humana | SNP | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Value Choice (PPO) (H7617-050-0) | Humana | MA-PD | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-138-0) | Humana | PDP | PDP | $9.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-194-0) | Humana | PDP | PDP | $26.30 | $687 | 4.5 | |
| Anthem Medicare Advantage (PPO) (H4036-036-0) | Anthem Blue Cross and Blue Shield | MA-PD | PPO | $41 | $250 | $9,250 | 4.5 |
| Anthem Medicare Advantage 3 (PPO) (H4036-034-0) | Anthem Blue Cross and Blue Shield | MA-PD | PPO | $70 | $300 | $5,900 | 4.5 |
Showing 10 of 75 plans.
Nearby counties
Agent Tools
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.