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Medicare plans in Lee County, KY — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Lee County, Kentucky has 64 Medicare plans (25 Medicare Advantage with drug coverage, 7 without, 10 standalone Part D, 22 Special Needs) from 9 carriers. 20 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.
Market snapshot
- Residents 65 and older
- 1,435
- Residents 60–64, aging in over the next five years
- 359
- Medicare eligibles
- 1,766
- Medicare Advantage penetration
- 70.4%
- Plans per 1,000 residents 65+
- 44.6
Carriers by number of plans
- Humana — 24 plans
- UnitedHealthcare — 14 plans
- Wellcare — 11 plans
- Anthem Blue Cross and Blue Shield — 6 plans
- Devoted Health — 4 plans
- HealthSpring — 2 plans
- Abilis Health (HMO SNP) — 1 plan
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Humana USAA Honor Giveback with Rx (PPO) (H7617-005-0) | Humana | MA-PD | PPO | $0 | $350 | $9,150 | 4.5 |
|---|
| HumanaChoice Giveback H7617-049 (PPO) (H7617-049-0) | Humana | MA-PD | PPO | $0 | $615 | $9,150 | 4.5 |
|---|
| HumanaChoice H7617-050 (PPO) (H7617-050-0) | Humana | MA-PD | PPO | $0 | $350 | $6,250 | 4.5 |
|---|
| Humana Gold Plus SNP-DE H1036-320 (HMO D-SNP) (H1036-320-0) | Humana | SNP | HMO D-SNP | $38.40 | $615 | $9,250 | 4.5 |
|---|
| AARP Medicare Advantage Essentials from UHC KY-1 (HMO-POS) (H5253-099-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $520 | $6,700 | 4.0 |
|---|
| AARP Medicare Advantage Extras from UHC KY-5 (HMO-POS) (H5253-128-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.0 |
|---|
| AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS) (H5253-127-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.0 |
|---|
| UHC Complete Care KY-6 (HMO-POS C-SNP) (H5253-182-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $0 | $440 | $6,700 | 4.0 |
|---|
| Anthem Medicare Advantage (PPO) (H4036-036-0) | Anthem Blue Cross and Blue Shield | MA-PD | PPO | $15 | $250 | $8,000 | 4.0 |
|---|
| UHC Dual Complete KY-S001 (PPO D-SNP) (H1889-008-0) | UnitedHealthcare | SNP | PPO D-SNP | $38.40 | $615 | $9,250 | 4.0 |
|---|
Showing 10 of 64 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.