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Medicare plans in McLean County, KY — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, McLean County, Kentucky has 59 Medicare plans (19 Medicare Advantage with drug coverage, 7 without, 8 standalone Part D, 25 Special Needs) from 8 carriers. 34 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,450.

What changed vs 2026

  • 5 fewer plans than 2026
  • $0-premium plans up 8
  • Average star rating up 0.1

Market snapshot

Residents 65 and older
1,865
Residents 60–64, aging in over the next five years
716
Medicare eligibles
2,406
Medicare Advantage penetration
56.6%
Plans per 1,000 residents 65+
31.6

Carriers by number of plans

  • Humana — 17 plans
  • UnitedHealthcare — 15 plans
  • Wellcare — 9 plans
  • Anthem Blue Cross and Blue Shield — 8 plans
  • Aetna Medicare — 6 plans
  • Abilis Health (HMO SNP) — 2 plans
  • HealthSpring — 1 plan
  • Passport Advantage — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
Humana Essentials Plus Giveback (PPO) (H7617-049-0)HumanaMA-PDPPO$0$700$9,8504.5
Humana Senior Living Plan (PPO I-SNP) (H7617-142-0)HumanaSNPPPO I-SNP$0$400$6,1804.5
Humana Together in Health (PPO I-SNP) (H7617-143-0)HumanaSNPPPO I-SNP$0$700$9,8504.5
Humana Basic Rx Plan (PDP) (S5884-138-0)HumanaPDPPDP$9.30$7004.5
Humana Value Rx Plan (PDP) (S5884-194-0)HumanaPDPPDP$26.30$6874.5
Anthem Medicare Advantage (PPO) (H4036-036-0)Anthem Blue Cross and Blue ShieldMA-PDPPO$41$250$9,2504.5
Anthem Medicare Advantage 3 (PPO) (H4036-034-0)Anthem Blue Cross and Blue ShieldMA-PDPPO$70$300$5,9004.5
Humana Premier Rx Plan (PDP) (S5884-161-0)HumanaPDPPDP$144.50$3504.5
AARP Medicare Advantage from UHC KY-1 (HMO-POS) (H5253-099-0)UnitedHealthcareMA-PDHMO-POS$0$685$7,1504.0
AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS) (H5253-127-0)UnitedHealthcareMA-PDHMO-POS$0$685$7,1504.0

Showing 10 of 59 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.