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Medicare plans in Berkshire County, MA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Berkshire County, Massachusetts has 20 Medicare plans (4 Medicare Advantage with drug coverage, 3 without, 10 standalone Part D, 3 Special Needs) from 8 carriers. 2 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.
What changed vs 2026
- 3 fewer plans than 2026
- Carriers exited: Aetna Medicare
- $0-premium plans down 2
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 32,417
- Residents 60–64, aging in over the next five years
- 11,138
- Medicare eligibles
- 38,518
- Medicare Advantage penetration
- 16.8%
- Plans per 1,000 residents 65+
- 0.6
Carriers by number of plans
- Health New England Medicare Advantage Plans — 5 plans
- Fallon Health — 4 plans
- Humana — 3 plans
- Blue MedicareRx — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Commonwealth Care Alliance, Inc. — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) (S5884-102-0) | Humana | PDP | PDP | $26.10 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-182-0) | Humana | PDP | PDP | $107.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-149-0) | Humana | PDP | PDP | $146.30 | $350 | 4.5 | |
| Fallon Medicare Plus Saver No Rx (HMO) (H9001-039-0) | Fallon Health | MA | HMO | $0 | $6,700 | 4.0 | |
| Fallon Medicare Plus Blue (HMO) (H9001-031-21) | Fallon Health | MA-PD | HMO | $192 | $0 | $3,400 | 4.0 |
| NaviCare (HMO D-SNP) (H8928-002-0) | Fallon Health | SNP | HMO D-SNP | $22.70 | $700 | $9,850 | 3.5 |
| NaviCare NHC (HMO D-SNP) (H8928-001-0) | Fallon Health | SNP | HMO D-SNP | $25.20 | $700 | $9,850 | 3.5 |
| Health New England Medicare Basic No Rx (HMO) (H8578-009-0) | Health New England Medicare Advantage Plans | MA | HMO | $0 | $5,500 | 3.0 | |
| Wellcare Value Script (PDP) (S4802-137-0) | Wellcare | PDP | PDP | $13.30 | $700 | 3.0 | |
| Wellcare Classic (PDP) (S4802-076-0) | Wellcare | PDP | PDP | $21.30 | $700 | 3.0 |
Showing 10 of 20 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.