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Medicare plans in Franklin County, MA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Franklin County, Massachusetts has 37 Medicare plans (17 Medicare Advantage with drug coverage, 5 without, 10 standalone Part D, 5 Special Needs) from 10 carriers. 8 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.
What changed vs 2026
- 1 more plan than 2026
- Carriers exited: Aetna Medicare
- $0-premium plans down 1
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 17,460
- Residents 60–64, aging in over the next five years
- 5,721
- Medicare eligibles
- 21,464
- Medicare Advantage penetration
- 32.3%
- Plans per 1,000 residents 65+
- 2.1
Carriers by number of plans
- Blue Cross Blue Shield of Massachusetts — 7 plans
- Health New England Medicare Advantage Plans — 7 plans
- UnitedHealthcare — 7 plans
- Fallon Health — 6 plans
- Humana — 3 plans
- Blue MedicareRx — 2 plans
- Wellcare — 2 plans
- Commonwealth Care Alliance Massachusetts — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Medicare HMO Blue SaverRx (HMO-POS) (H2261-024-0) | Blue Cross Blue Shield of Massachusetts | MA-PD | HMO-POS | $0 | $500 | $9,200 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-102-0) | Humana | PDP | PDP | $26.10 | $700 | 4.5 | |
| CCA Senior Care Options (HMO D-SNP) (H2225-001-0) | Commonwealth Care Alliance Massachusetts | SNP | HMO D-SNP | $33.80 | $700 | $9,850 | 4.5 |
| Medicare HMO Blue ValueRx (HMO) (H2261-026-0) | Blue Cross Blue Shield of Massachusetts | MA-PD | HMO | $68 | $500 | $3,750 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-182-0) | Humana | PDP | PDP | $107.30 | $687 | 4.5 | |
| Medicare HMO Blue FlexRx (HMO-POS) (H2261-025-0) | Blue Cross Blue Shield of Massachusetts | MA-PD | HMO-POS | $119 | $500 | $4,100 | 4.5 |
| Humana Premier Rx Plan (PDP) (S5884-149-0) | Humana | PDP | PDP | $146.30 | $350 | 4.5 | |
| Medicare HMO Blue PlusRx (HMO) (H2261-005-0) | Blue Cross Blue Shield of Massachusetts | MA-PD | HMO | $245 | $500 | $3,800 | 4.5 |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) (H5253-157-1) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $685 | $7,150 | 4.0 |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) (H8768-045-0) | UnitedHealthcare | MA | PPO | $0 | $7,150 | 4.0 |
Showing 10 of 37 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.