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Medicare plans in Penobscot County, ME — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Penobscot County, Maine has 36 Medicare plans (13 Medicare Advantage with drug coverage, 5 without, 8 standalone Part D, 10 Special Needs) from 7 carriers. 18 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,950.
What changed vs 2026
- 3 fewer plans than 2026
- $0-premium plans up 3
- Average star rating up 0.2
Market snapshot
- Residents 65 and older
- 31,088
- Residents 60–64, aging in over the next five years
- 11,796
- Medicare eligibles
- 41,351
- Medicare Advantage penetration
- 58.4%
- Plans per 1,000 residents 65+
- 1.2
Carriers by number of plans
- Humana — 11 plans
- UnitedHealthcare — 7 plans
- Wellcare — 7 plans
- AMH Health — 4 plans
- Martin's Point Generations Advantage — 4 plans
- Aetna Medicare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) (H0710-026-0) | UnitedHealthcare | SNP | PPO I-SNP | $18.10 | $700 | $9,850 | 5.0 |
| AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO) (H2001-021-0) | UnitedHealthcare | MA | PPO | $0 | $7,150 | 4.5 | |
| UHC Dual Complete ME-Q2 (PPO D-SNP) (H2001-069-2) | UnitedHealthcare | SNP | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete ME-S1 (PPO D-SNP) (H2001-068-2) | UnitedHealthcare | SNP | PPO D-SNP | $0 | $635 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-101-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-181-0) | Humana | PDP | PDP | $60.70 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-148-0) | Humana | PDP | PDP | $169.20 | $350 | 4.5 | |
| Aetna Medicare Full Dual (HMO-POS D-SNP) (H3597-011-0) | Aetna Medicare | SNP | HMO-POS D-SNP | $0 | $700 | $9,850 | 4.0 |
| Humana Gold Plus Giveback H5619-066 (HMO) (H5619-066-0) | Humana | MA-PD | HMO | $0 | $700 | $9,850 | 4.0 |
| Humana Gold Plus H5619-001 (HMO) (H5619-001-0) | Humana | MA-PD | HMO | $0 | $700 | $7,150 | 4.0 |
Showing 10 of 36 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.