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Medicare plans in Delta County, MI — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Delta County, Michigan has 30 Medicare plans (14 Medicare Advantage with drug coverage, 4 without, 11 standalone Part D, 1 Special Needs) from 7 carriers. 11 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.

What changed vs 2026

  • 1 more plan than 2026
  • $0-premium plans up 3
  • Average star rating up 0.4

Market snapshot

Residents 65 and older
9,658
Residents 60–64, aging in over the next five years
3,527
Medicare eligibles
11,892
Medicare Advantage penetration
56.6%
Plans per 1,000 residents 65+
3.1

Carriers by number of plans

  • Humana — 14 plans
  • Blue Cross Blue Shield of Michigan — 7 plans
  • Aetna Medicare — 3 plans
  • UnitedHealthcare — 2 plans
  • Wellcare — 2 plans
  • HealthSpring — 1 plan
  • Upper Peninsula Health Plan (UPHP) MI Coordinated Health — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
Humana Full Access (PPO) (H7617-052-0)HumanaMA-PDPPO$0$600$5,2004.5
Humana Full Access Giveback (PPO) (H7617-058-0)HumanaMA-PDPPO$0$150$9,8504.5
Humana USAA Honor Giveback (PPO) (H7617-054-0)HumanaMAPPO$0$6,5504.5
Medicare Plus Blue Value (PPO) (H9572-010-0)Blue Cross Blue Shield of MichiganMA-PDPPO$0$700$6,7504.5
Humana Basic Rx Plan (PDP) (S5884-136-0)HumanaPDPPDP$6.30$7004.5
Humana Value Rx Plan (PDP) (S5884-192-0)HumanaPDPPDP$17.20$6874.5
Medicare Plus Blue + Meijer (PPO) (H9572-007-2)Blue Cross Blue Shield of MichiganMA-PDPPO$45$400$6,7504.5
Medicare Plus Blue Vitality (PPO) (H9572-002-4)Blue Cross Blue Shield of MichiganMA-PDPPO$91$250$5,0004.5
Humana Premier Rx Plan (PDP) (S5884-159-0)HumanaPDPPDP$104.30$3504.5
Medicare Plus Blue Signature (PPO) (H9572-001-4)Blue Cross Blue Shield of MichiganMA-PDPPO$132$200$4,3004.5

Showing 10 of 30 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.