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Medicare plans in Freeborn County, MN — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Freeborn County, Minnesota has 20 Medicare plans (5 Medicare Advantage with drug coverage, 3 without, 11 standalone Part D, 1 Special Needs) from 9 carriers. 0 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,500.
Market snapshot
- Residents 65 and older
- 7,157
- Residents 60–64, aging in over the next five years
- 2,649
- Medicare eligibles
- 8,362
- Medicare Advantage penetration
- 49.9%
- Plans per 1,000 residents 65+
- 2.8
Carriers by number of plans
- Humana — 6 plans
- Medica — 3 plans
- Blue Cross and Blue Shield of Minnesota — 2 plans
- HealthSpring — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- Blue Plus — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
| Blue Cross Medicare Advantage Complete (PPO) (H5959-011-0) | Blue Cross and Blue Shield of Minnesota | MA-PD | PPO | $248 | $250 | $3,500 | 4.5 |
| Blue Cross Medicare Advantage Freedom Blue (PPO) (H5959-018-0) | Blue Cross and Blue Shield of Minnesota | MA | PPO | | | $5,500 | 4.5 |
| SecureBlue (HMO D-SNP) (H2425-001-0) | Blue Plus | SNP | HMO D-SNP | $18.70 | $615 | $9,250 | 4.0 |
| Humana Gold Choice H8145-006 (PFFS) (H8145-006-0) | Humana | MA-PD | PFFS | $37 | $615 | $6,800 | 3.5 |
| HumanaChoice H5216-092 (PPO) (H5216-092-0) | Humana | MA-PD | PPO | $47 | $615 | $9,250 | 3.5 |
| Medica Advantage Solution H8889-008 (PPO) (H8889-008-0) | Medica | MA-PD | PPO | $47 | $615 | $6,200 | 3.5 |
| Medica Advantage Solution H8889-004 (PPO) (H8889-004-0) | Medica | MA-PD | PPO | $159 | $435 | $5,600 | 3.5 |
| Humana USAA Honor Giveback (PPO) (H5216-278-1) | Humana | MA | PPO | | | $4,700 | 3.5 |
| Medica Advantage Solution H8889-009 (PPO) (H8889-009-0) | Medica | MA | PPO | | | $6,750 | 3.5 |
| Humana Basic Rx Plan (PDP) (S5884-145-0) | Humana | PDP | PDP | $4.70 | $615 | | Not rated |
Showing 10 of 20 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.