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Medicare plans in Koochiching County, MN — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Koochiching County, Minnesota has 31 Medicare plans (3 Medicare Advantage with drug coverage, 1 without, 11 standalone Part D, 2 Special Needs) from 9 carriers. 0 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 3,380
- Residents 60–64, aging in over the next five years
- 946
- Medicare eligibles
- 3,914
- Medicare Advantage penetration
- 63.8%
- Plans per 1,000 residents 65+
- 9.2
Carriers by number of plans
- Medica — 9 plans
- Blue Cross and Blue Shield of Minnesota — 6 plans
- UnitedHealthcare — 6 plans
- Humana — 3 plans
- HealthSpring — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- Blue Plus — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| AARP Medicare Advantage from UHC FG-0002 (PPO) (H2001-119-0) | UnitedHealthcare | MA-PD | PPO | $38 | $600 | $6,700 | 4.5 |
|---|
| AARP Medicare Advantage from UHC FG-0001 (PPO) (H2001-118-0) | UnitedHealthcare | MA-PD | PPO | $41.50 | $615 | $6,500 | 4.5 |
|---|
| AARP Medicare Advantage from UHC FG-0003 (PPO) (H2001-120-0) | UnitedHealthcare | MA-PD | PPO | $95 | $600 | $6,700 | 4.5 |
|---|
| AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) (H2001-124-0) | UnitedHealthcare | MA | PPO | | | $4,900 | 4.5 |
|---|
| SecureBlue (HMO D-SNP) (H2425-001-0) | Blue Plus | SNP | HMO D-SNP | $18.70 | $615 | $9,250 | 4.0 |
|---|
| Platinum Blue Core Plan with Rx (Cost) (H2461-008-0) | Blue Cross and Blue Shield of Minnesota | Cost | Cost | $48.90 | $615 | $6,000 | 3.5 |
|---|
| Medica Prime Solution Thrift w/Rx (Cost) (H2450-007-0) | Medica | Cost | Cost | $92.80 | $615 | $6,750 | 3.5 |
|---|
| Medica Prime Solution Basic w/Rx (Cost) (H2450-016-0) | Medica | Cost | Cost | $206.70 | $615 | $3,400 | 3.5 |
|---|
| Platinum Blue Choice Plan with Rx (Cost) (H2461-009-0) | Blue Cross and Blue Shield of Minnesota | Cost | Cost | $227 | $615 | $3,900 | 3.5 |
|---|
| Medica Prime Solution Enhanced w/Rx 2 (Cost) (H2450-002-0) | Medica | Cost | Cost | $294.80 | $250 | $3,000 | 3.5 |
|---|
Showing 10 of 31 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.