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Medicare plans in Caldwell County, NC — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Caldwell County, North Carolina has 82 Medicare plans (32 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 29 Special Needs) from 9 carriers. 56 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,800.

What changed vs 2026

  • 1 fewer plan than 2026
  • $0-premium plans up 20

Market snapshot

Residents 65 and older
17,272
Residents 60–64, aging in over the next five years
6,393
Medicare eligibles
20,773
Medicare Advantage penetration
68.8%
Plans per 1,000 residents 65+
4.7

Carriers by number of plans

  • Humana — 23 plans
  • UnitedHealthcare — 14 plans
  • Devoted Health — 12 plans
  • Aetna Medicare — 9 plans
  • Blue Cross and Blue Shield of North Carolina — 9 plans
  • Wellcare — 9 plans
  • Liberty Medicare Advantage — 3 plans
  • Troy Medicare — 2 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
UHC Nursing Home Plan NC-F001 (PPO I-SNP) (H0710-034-0)UnitedHealthcareSNPPPO I-SNP$0$700$9,8505.0
Blue Medicare Freedom+ (PPO) (H3404-004-0)Blue Cross and Blue Shield of North CarolinaMAPPO$0$9,8504.5
DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) (H5299-016-0)Devoted HealthSNPHMO C-SNP$0$461$5,4004.5
DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) (H5299-031-0)Devoted HealthSNPHMO C-SNP$0$700$7,0504.5
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) (H5299-015-0)Devoted HealthSNPHMO C-SNP$0$461$9,8504.5
DEVOTED CORE 037 NC (HMO) (H5299-037-0)Devoted HealthMA-PDHMO$0$650$4,9504.5
DEVOTED DUAL 009 NC (HMO D-SNP) (H5299-009-0)Devoted HealthSNPHMO D-SNP$0$700$6,7504.5
DEVOTED DUAL FULL 013 NC (HMO D-SNP) (H5299-013-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5
DEVOTED DUAL PLUS 006 NC (HMO D-SNP) (H5299-006-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5
DEVOTED GIVEBACK 012 NC (HMO) (H5299-012-0)Devoted HealthMA-PDHMO$0$461$9,8504.5

Showing 10 of 82 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.