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Medicare plans in Cherokee County, NC — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Cherokee County, North Carolina has 60 Medicare plans (19 Medicare Advantage with drug coverage, 9 without, 11 standalone Part D, 21 Special Needs) from 7 carriers. 38 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,900.
What changed vs 2026
- 2 fewer plans than 2026
- $0-premium plans up 14
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 9,303
- Residents 60–64, aging in over the next five years
- 2,728
- Medicare eligibles
- 11,140
- Medicare Advantage penetration
- 52.4%
- Plans per 1,000 residents 65+
- 6.4
Carriers by number of plans
- Humana — 19 plans
- Devoted Health — 12 plans
- UnitedHealthcare — 12 plans
- Blue Cross and Blue Shield of North Carolina — 8 plans
- Aetna Medicare — 6 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Blue Medicare Freedom+ (PPO) (H3404-004-0) | Blue Cross and Blue Shield of North Carolina | MA | PPO | $0 | $9,850 | 4.5 | |
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP) (H5299-018-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $5,600 | 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP) (H5299-034-0) | Devoted Health | SNP | HMO C-SNP | $0 | $700 | $7,150 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) (H5299-015-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $9,850 | 4.5 |
| DEVOTED CORE 029 NC (HMO) (H5299-029-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,950 | 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP) (H5299-009-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $6,750 | 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) (H5299-013-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) (H5299-006-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 030 NC (HMO) (H5299-030-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $9,850 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO) (H5299-044-0) | Devoted Health | MA-PD | HMO | $0 | $700 | $7,150 | 4.5 |
Showing 10 of 60 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.