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Medicare plans in Cleveland County, NC — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Cleveland County, North Carolina has 80 Medicare plans (32 Medicare Advantage with drug coverage, 11 without, 11 standalone Part D, 26 Special Needs) from 7 carriers. 54 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,900.
What changed vs 2026
- 5 fewer plans than 2026
- $0-premium plans up 17
- Average star rating down 0.1
Market snapshot
- Residents 65 and older
- 18,996
- Residents 60–64, aging in over the next five years
- 7,267
- Medicare eligibles
- 25,618
- Medicare Advantage penetration
- 62.7%
- Plans per 1,000 residents 65+
- 4.2
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 14 plans
- Devoted Health — 12 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- Wellcare — 9 plans
- Aetna Medicare — 8 plans
- HealthSpring — 7 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Blue Medicare Freedom+ (PPO) (H3404-004-0) | Blue Cross and Blue Shield of North Carolina | MA | PPO | $0 | $9,850 | 4.5 | |
| DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) (H5299-016-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $5,400 | 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) (H5299-031-0) | Devoted Health | SNP | HMO C-SNP | $0 | $700 | $7,050 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) (H5299-015-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $9,850 | 4.5 |
| DEVOTED CORE 037 NC (HMO) (H5299-037-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,950 | 4.5 |
| DEVOTED DUAL 009 NC (HMO D-SNP) (H5299-009-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $6,750 | 4.5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) (H5299-013-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) (H5299-006-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 012 NC (HMO) (H5299-012-0) | Devoted Health | MA-PD | HMO | $0 | $461 | $9,850 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 039 NC (HMO) (H5299-039-0) | Devoted Health | MA-PD | HMO | $0 | $700 | $7,050 | 4.5 |
Showing 10 of 80 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.