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Medicare plans in Henderson County, NC — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Henderson County, North Carolina has 88 Medicare plans (34 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 33 Special Needs) from 11 carriers. 55 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.

What changed vs 2026

  • 7 fewer plans than 2026
  • $0-premium plans up 16

Market snapshot

Residents 65 and older
31,376
Residents 60–64, aging in over the next five years
8,194
Medicare eligibles
37,190
Medicare Advantage penetration
47.4%
Plans per 1,000 residents 65+
2.8

Carriers by number of plans

  • Humana — 25 plans
  • UnitedHealthcare — 14 plans
  • Devoted Health — 12 plans
  • Blue Cross and Blue Shield of North Carolina — 9 plans
  • Wellcare — 9 plans
  • Aetna Medicare — 6 plans
  • Alignment Health Plan — 6 plans
  • Liberty Medicare Advantage — 3 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
UHC Nursing Home Plan NC-F001 (PPO I-SNP) (H0710-034-0)UnitedHealthcareSNPPPO I-SNP$0$700$9,8505.0
Longevity Health Plan (HMO I-SNP) (H5374-001-0)Longevity Health PlanSNPHMO I-SNP$13.30$700$9,8505.0
Alignment Health Heart & Diabetes 011 (HMO C-SNP) (H5296-011-0)Alignment Health PlanSNPHMO C-SNP$0$250$3,4004.5
Alignment Health Platinum 010 (HMO) (H5296-010-0)Alignment Health PlanMA-PDHMO$0$225$4,3004.5
Alignment Health Smart 006 (HMO) (H5296-006-0)Alignment Health PlanMA-PDHMO$0$700$3,4004.5
Blue Medicare Freedom+ (PPO) (H3404-004-0)Blue Cross and Blue Shield of North CarolinaMAPPO$0$9,8504.5
DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP) (H5299-018-0)Devoted HealthSNPHMO C-SNP$0$461$5,6004.5
DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP) (H5299-034-0)Devoted HealthSNPHMO C-SNP$0$700$7,1504.5
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) (H5299-015-0)Devoted HealthSNPHMO C-SNP$0$461$9,8504.5
DEVOTED CORE 029 NC (HMO) (H5299-029-0)Devoted HealthMA-PDHMO$0$650$4,9504.5

Showing 10 of 88 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.