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Medicare plans in Pender County, NC — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Pender County, North Carolina has 75 Medicare plans (28 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 26 Special Needs) from 10 carriers. 46 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,750.

What changed vs 2026

  • 3 more plans than 2026
  • $0-premium plans up 18

Market snapshot

Residents 65 and older
11,932
Residents 60–64, aging in over the next five years
5,076
Medicare eligibles
15,987
Medicare Advantage penetration
52.4%
Plans per 1,000 residents 65+
6.3

Carriers by number of plans

  • Humana — 21 plans
  • UnitedHealthcare — 14 plans
  • Devoted Health — 12 plans
  • Blue Cross and Blue Shield of North Carolina — 9 plans
  • Aetna Medicare — 8 plans
  • Liberty Medicare Advantage — 3 plans
  • Provider Partners Health Plans — 3 plans
  • HealthTeam Advantage — 2 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
AARP Medicare Advantage from UHC NC-0001 (PPO) (H2001-090-0)UnitedHealthcareMA-PDPPO$0$685$7,1504.5
AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO) (H2001-103-0)UnitedHealthcareMAPPO$0$8,9004.5
Blue Medicare Freedom+ (PPO) (H3404-004-0)Blue Cross and Blue Shield of North CarolinaMAPPO$0$9,8504.5
DEVOTED C-SNP ENHANCED 014 NC (HMO C-SNP) (H5299-014-0)Devoted HealthSNPHMO C-SNP$0$461$6,2004.5
DEVOTED C-SNP GIVEBACK EXTRAS 033 NC (HMO C-SNP) (H5299-033-0)Devoted HealthSNPHMO C-SNP$0$700$7,1004.5
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) (H5299-015-0)Devoted HealthSNPHMO C-SNP$0$461$9,8504.5
DEVOTED CORE 023 NC (HMO) (H5299-023-0)Devoted HealthMA-PDHMO$0$650$4,7004.5
DEVOTED DUAL 009 NC (HMO D-SNP) (H5299-009-0)Devoted HealthSNPHMO D-SNP$0$700$6,7504.5
DEVOTED DUAL FULL 013 NC (HMO D-SNP) (H5299-013-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5
DEVOTED DUAL PLUS 006 NC (HMO D-SNP) (H5299-006-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5

Showing 10 of 75 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.