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Medicare plans in McKinley County, NM — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, McKinley County, New Mexico has 23 Medicare plans (3 Medicare Advantage with drug coverage, 1 without, 10 standalone Part D, 9 Special Needs) from 8 carriers. 10 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,900.
What changed vs 2026
- 3 fewer plans than 2026
- Carriers entered: Molina Healthcare of New Mexico
- Carriers exited: Molina Healthcare of Arizona
- $0-premium plans down 2
- Average star rating up 0.4
Market snapshot
- Residents 65 and older
- 9,712
- Residents 60–64, aging in over the next five years
- 3,885
- Medicare eligibles
- 12,643
- Medicare Advantage penetration
- 33.5%
- Plans per 1,000 residents 65+
- 2.4
Carriers by number of plans
- UnitedHealthcare — 9 plans
- Humana — 5 plans
- Blue Cross and Blue Shield of New Mexico — 2 plans
- HealthSpring — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- Molina Healthcare of New Mexico — 1 plan
- Presbyterian Health Plan — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Complete Care Support NM-2A (PPO C-SNP) (H2001-044-0) | UnitedHealthcare | SNP | PPO C-SNP | $0 | $100 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-110-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-205-0) | Humana | PDP | PDP | $49.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-172-0) | Humana | PDP | PDP | $131.30 | $350 | 4.5 | |
| AARP Medicare Advantage from UHC NM-0006 (PPO) (H2406-091-0) | UnitedHealthcare | MA-PD | PPO | $0 | $685 | $7,150 | 4.0 |
| AARP Medicare Advantage Patriot No Rx NM-MA02 (PPO) (H2406-092-0) | UnitedHealthcare | MA | PPO | $0 | $7,150 | 4.0 | |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) (H5216-443-0) | Humana | SNP | PPO C-SNP | $0 | $700 | $9,850 | 4.0 |
| HumanaChoice H5216-223 (PPO) (H5216-223-0) | Humana | MA-PD | PPO | $20 | $300 | $4,900 | 4.0 |
| AARP Medicare Advantage from UHC NM-0003 (PPO) (H2406-088-0) | UnitedHealthcare | MA-PD | PPO | $52 | $685 | $6,700 | 4.0 |
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (H3822-018-0) | Blue Cross and Blue Shield of New Mexico | SNP | HMO-POS D-SNP | $0 | $200 | $5,000 | 3.0 |
Showing 10 of 23 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.