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Medicare plans in Allegany County, NY — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Allegany County, New York has 66 Medicare plans (32 Medicare Advantage with drug coverage, 11 without, 10 standalone Part D, 13 Special Needs) from 9 carriers. 13 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 9,456
- Residents 60–64, aging in over the next five years
- 3,354
- Medicare eligibles
- 11,505
- Medicare Advantage penetration
- 59.9%
- Plans per 1,000 residents 65+
- 7
Carriers by number of plans
- Wellcare — 15 plans
- UnitedHealthcare — 9 plans
- Aetna Medicare — 8 plans
- Highmark Blue Cross Blue Shield or Highmark Blue Shield — 8 plans
- Humana — 8 plans
- Excellus Health Plan, Inc — 7 plans
- Independent Health — 6 plans
- MVP HEALTH CARE — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Independent Health's Encompass 65 RED 042 (HMO) (H3362-042-0) | Independent Health | MA-PD | HMO | $40 | $250 | $9,250 | 5.0 |
|---|
| Independent Health's Medicare Family Choice (HMO I-SNP) (H3362-020-0) | Independent Health | SNP | HMO I-SNP | $58.80 | $0 | $3,000 | 5.0 |
|---|
| Independent Health's Encompass 65 RED 044 (HMO) (H3362-044-0) | Independent Health | MA-PD | HMO | $95 | $150 | $7,500 | 5.0 |
|---|
| Independent Health's Encompass 65 RED 043 (HMO) (H3362-043-0) | Independent Health | MA-PD | HMO | $190 | $50 | $7,000 | 5.0 |
|---|
| Independent Health's Encompass 65 (HMO) (H3362-016-0) | Independent Health | MA | HMO | | | $6,750 | 5.0 |
|---|
| Aetna Medicare Signature (PPO) (H5521-077-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Premier (PPO) (H5521-340-0) | Aetna Medicare | MA-PD | PPO | $50 | $615 | $8,900 | 4.5 |
|---|
| UHC Dual Complete NY-S001 (PPO D-SNP) (H2001-063-1) | UnitedHealthcare | SNP | PPO D-SNP | $52.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Longevity (PPO I-SNP) (H5521-461-0) | Aetna Medicare | SNP | PPO I-SNP | $58.80 | $615 | $9,250 | 4.5 |
|---|
| Independent Health's Medicare Passport Connect (PPO) (H3344-013-0) | Independent Health | MA-PD | PPO | $58.80 | $615 | $9,250 | 4.5 |
|---|
Showing 10 of 66 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.