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Medicare plans in Fulton County, NY — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Fulton County, New York has 46 Medicare plans (17 Medicare Advantage with drug coverage, 6 without, 9 standalone Part D, 14 Special Needs) from 8 carriers. 21 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,950.
What changed vs 2026
- 9 fewer plans than 2026
- Carriers exited: CDPHP Medicare Advantage
- $0-premium plans up 3
Market snapshot
- Residents 65 and older
- 10,934
- Residents 60–64, aging in over the next five years
- 4,242
- Medicare eligibles
- 14,171
- Medicare Advantage penetration
- 67.4%
- Plans per 1,000 residents 65+
- 4.2
Carriers by number of plans
- Wellcare — 12 plans
- UnitedHealthcare — 10 plans
- Aetna Medicare — 9 plans
- Humana — 6 plans
- MVP HEALTH CARE — 5 plans
- Excellus Health Plan, Inc — 2 plans
- HealthSpring — 1 plan
- Highmark Blue Cross Blue Shield or Highmark Blue Shield — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) (H2292-001-0) | UnitedHealthcare | SNP | PPO I-SNP | $4.20 | $700 | $9,850 | 5.0 |
| Humana Premier Rx Plan (PDP) (S5884-217-0) | Humana | PDP | PDP | $169.30 | $350 | 4.5 | |
| Humana Basic Rx Plan (PDP) (S5884-216-0) | Humana | PDP | PDP | $169.60 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-218-0) | Humana | PDP | PDP | $177.20 | $687 | 4.5 | |
| Aetna Medicare Eagle Giveback (PPO) (H5521-323-0) | Aetna Medicare | MA | PPO | $0 | $9,850 | 4.0 | |
| Aetna Medicare Signature (PPO) (H5521-077-0) | Aetna Medicare | MA-PD | PPO | $0 | $700 | $9,850 | 4.0 |
| Medicare Blue Choice 033 (HMO-POS) (H3351-033-0) | Excellus Health Plan, Inc | MA | HMO-POS | $0 | $6,500 | 4.0 | |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (H3387-015-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0 | $700 | $9,850 | 4.0 |
| Aetna Medicare Longevity (PPO I-SNP) (H5521-461-0) | Aetna Medicare | SNP | PPO I-SNP | $10.70 | $700 | $9,850 | 4.0 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) (H3387-014-3) | UnitedHealthcare | SNP | HMO-POS D-SNP | $31.70 | $700 | $9,850 | 4.0 |
Showing 10 of 46 plans.
Nearby counties
- Montgomery County
- Schenectady County
- Saratoga County
- Schoharie County
- Hamilton County
- Herkimer County
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
- Compare with another county
- Download plan list (CSV)
- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.