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Medicare plans in Seneca County, NY — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Seneca County, New York has 46 Medicare plans (13 Medicare Advantage with drug coverage, 7 without, 10 standalone Part D, 16 Special Needs) from 10 carriers. 7 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,300.
Market snapshot
- Residents 65 and older
- 7,104
- Residents 60–64, aging in over the next five years
- 2,633
- Medicare eligibles
- 8,490
- Medicare Advantage penetration
- 61.7%
- Plans per 1,000 residents 65+
- 6.5
Carriers by number of plans
- Wellcare — 13 plans
- Humana — 8 plans
- UnitedHealthcare — 6 plans
- Aetna Medicare — 5 plans
- Excellus Health Plan, Inc — 4 plans
- MVP HEALTH CARE — 3 plans
- Elderplan — 2 plans
- Excellus Health Plan Community Care LLC — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| UHC Dual Complete NY-S001 (PPO D-SNP) (H2001-063-1) | UnitedHealthcare | SNP | PPO D-SNP | $52.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Longevity (PPO I-SNP) (H5521-461-0) | Aetna Medicare | SNP | PPO I-SNP | $58.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Eagle Giveback (PPO) (H5521-323-0) | Aetna Medicare | MA | PPO | | | $9,250 | 4.5 |
|---|
| Medicare Blue Choice Core (HMO) (H3351-022-0) | Excellus Health Plan, Inc | MA-PD | HMO | $0 | $615 | $9,250 | 4.0 |
|---|
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (H3387-015-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $31 | $615 | $9,250 | 4.0 |
|---|
| Medicare Blue Choice Prime (HMO) (H3351-023-0) | Excellus Health Plan, Inc | MA-PD | HMO | $55 | $615 | $8,000 | 4.0 |
|---|
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) (H3387-014-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $58.80 | $615 | $9,250 | 4.0 |
|---|
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) (H3387-013-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $58.80 | $615 | $9,250 | 4.0 |
|---|
| Medicare Blue Choice Optimum (HMO-POS) (H3351-006-0) | Excellus Health Plan, Inc | MA-PD | HMO-POS | $224.80 | $100 | $6,700 | 4.0 |
|---|
| MVP Medicare Preferred Gold with Part D (HMO-POS) (H3305-015-0) | MVP HEALTH CARE | MA-PD | HMO-POS | $229 | $300 | $6,800 | 4.0 |
|---|
Showing 10 of 46 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.