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Medicare plans in Ulster County, NY — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Ulster County, New York has 52 Medicare plans (16 Medicare Advantage with drug coverage, 6 without, 10 standalone Part D, 20 Special Needs) from 9 carriers. 8 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,950.
Market snapshot
- Residents 65 and older
- 38,843
- Residents 60–64, aging in over the next five years
- 14,234
- Medicare eligibles
- 46,064
- Medicare Advantage penetration
- 41.6%
- Plans per 1,000 residents 65+
- 1.3
Carriers by number of plans
- Wellcare — 14 plans
- UnitedHealthcare — 10 plans
- Aetna Medicare — 8 plans
- Humana — 8 plans
- MVP HEALTH CARE — 5 plans
- EmblemHealth — 2 plans
- Hamaspik, Inc. — 2 plans
- HealthSpring — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Aetna Medicare Elite (PPO) (H5521-119-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
|---|
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) (H2292-002-0) | UnitedHealthcare | SNP | PPO I-SNP | $51.40 | $615 | $9,250 | 4.5 |
|---|
| UHC Dual Complete NY-S001 (PPO D-SNP) (H2001-063-1) | UnitedHealthcare | SNP | PPO D-SNP | $52.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Longevity (PPO I-SNP) (H5521-461-0) | Aetna Medicare | SNP | PPO I-SNP | $58.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Enhanced (PPO) (H5521-669-0) | Aetna Medicare | MA-PD | PPO | $109 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Eagle Giveback (PPO) (H5521-323-0) | Aetna Medicare | MA | PPO | | | $9,250 | 4.5 |
|---|
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (H3387-015-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $31 | $615 | $9,250 | 4.0 |
|---|
| MVP DualAccess (HMO D-SNP) (H3305-033-0) | MVP HEALTH CARE | SNP | HMO D-SNP | $54.60 | $615 | $9,250 | 4.0 |
|---|
| MVP DualAccess Complete (HMO D-SNP) (H3305-034-0) | MVP HEALTH CARE | SNP | HMO D-SNP | $58.80 | $615 | $9,250 | 4.0 |
|---|
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) (H3387-014-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $58.80 | $615 | $9,250 | 4.0 |
|---|
Showing 10 of 52 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.