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Medicare plans in Westchester County, NY — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Westchester County, New York has 74 Medicare plans (24 Medicare Advantage with drug coverage, 6 without, 9 standalone Part D, 35 Special Needs) from 16 carriers. 21 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,950.
What changed vs 2026
- 13 fewer plans than 2026
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 181,529
- Residents 60–64, aging in over the next five years
- 68,162
- Medicare eligibles
- 200,637
- Medicare Advantage penetration
- 39.1%
- Plans per 1,000 residents 65+
- 0.4
Carriers by number of plans
- UnitedHealthcare — 11 plans
- Aetna Medicare — 10 plans
- Wellcare — 9 plans
- Healthfirst Medicare Plan — 7 plans
- Anthem Blue Cross and Blue Shield HP — 5 plans
- Humana — 5 plans
- MVP HEALTH CARE — 5 plans
- Elderplan — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Anthem Veteran 2 (HMO-POS) (H6988-008-0) | Anthem Blue Cross and Blue Shield HP | MA | HMO-POS | $0 | $6,800 | 5.0 | |
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) (H2292-002-0) | UnitedHealthcare | SNP | PPO I-SNP | $0 | $700 | $9,850 | 5.0 |
| Anthem Medicare Advantage 2 (HMO-POS) (H6988-010-0) | Anthem Blue Cross and Blue Shield HP | MA-PD | HMO-POS | $29 | $230 | $6,750 | 5.0 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) (H6988-004-0) | Anthem Blue Cross and Blue Shield HP | SNP | HMO D-SNP | $40.50 | $700 | $9,850 | 5.0 |
| UHC Dual Complete NY-S001 (PPO D-SNP) (H2001-063-1) | UnitedHealthcare | SNP | PPO D-SNP | $19.40 | $700 | $9,850 | 4.5 |
| Humana Premier Rx Plan (PDP) (S5884-217-0) | Humana | PDP | PDP | $169.30 | $350 | 4.5 | |
| Humana Basic Rx Plan (PDP) (S5884-216-0) | Humana | PDP | PDP | $169.60 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-218-0) | Humana | PDP | PDP | $177.20 | $687 | 4.5 | |
| Aetna Medicare Eagle Giveback (PPO) (H5521-320-0) | Aetna Medicare | MA | PPO | $0 | $9,850 | 4.0 | |
| Aetna Medicare Elite (PPO) (H5521-120-0) | Aetna Medicare | MA-PD | PPO | $0 | $700 | $9,850 | 4.0 |
Showing 10 of 74 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.