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Medicare plans in Payne County, OK — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Payne County, Oklahoma has 20 Medicare plans (5 Medicare Advantage with drug coverage, 1 without, 11 standalone Part D, 3 Special Needs) from 5 carriers. 3 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,400.
Market snapshot
- Residents 65 and older
- 10,913
- Residents 60–64, aging in over the next five years
- 3,974
- Medicare eligibles
- 13,914
- Medicare Advantage penetration
- 21.2%
- Plans per 1,000 residents 65+
- 1.8
Carriers by number of plans
- Humana — 12 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 2 plans
- HealthSpring — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| HumanaChoice - Diabetes and Heart (PPO C-SNP) (H5216-372-0) | Humana | SNP | PPO C-SNP | $0 | $615 | $5,840 | 3.5 |
|---|
| HumanaChoice Giveback H5216-264 (PPO) (H5216-264-0) | Humana | MA-PD | PPO | $0 | $0 | $7,925 | 3.5 |
|---|
| HumanaChoice H5216-337 (PPO) (H5216-337-1) | Humana | MA-PD | PPO | $0 | $420 | $5,700 | 3.5 |
|---|
| HumanaChoice SNP-DE H5216-331 (PPO D-SNP) (H5216-331-0) | Humana | SNP | PPO D-SNP | $13.90 | $615 | $9,250 | 3.5 |
|---|
| HumanaChoice H5216-081 (PPO) (H5216-081-0) | Humana | MA-PD | PPO | $14 | $615 | $6,750 | 3.5 |
|---|
| HumanaChoice SNP-DE H5216-228 (PPO D-SNP) (H5216-228-0) | Humana | SNP | PPO D-SNP | $28.20 | $615 | $9,250 | 3.5 |
|---|
| HumanaChoice H5216-316 (PPO) (H5216-316-1) | Humana | MA-PD | PPO | $37 | $420 | $4,400 | 3.5 |
|---|
| HumanaChoice H5216-083 (PPO) (H5216-083-0) | Humana | MA-PD | PPO | $46 | $615 | $6,750 | 3.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H5216-278-1) | Humana | MA | PPO | | | $4,700 | 3.5 |
|---|
| Blue Cross MedicareRx Basic (PDP) (S5715-015-0) | Blue Cross and Blue Shield of IL, NM, OK, TX | PDP | PDP | $0 | $615 | | Not rated |
|---|
Showing 10 of 20 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.