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Medicare plans in Lajas Municipio, PR — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Lajas Municipio, Puerto Rico has 45 Medicare plans (22 Medicare Advantage with drug coverage, 1 without, 3 standalone Part D, 19 Special Needs) from 6 carriers. 40 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,250.
Market snapshot
- Residents 65 and older
- 6,287
- Residents 60–64, aging in over the next five years
- 1,411
- Medicare eligibles
- 5,809
- Medicare Advantage penetration
- 85.9%
- Plans per 1,000 residents 65+
- 7.2
Carriers by number of plans
- MCS Classicare — 17 plans
- Medicare y Mucho Mas (MMM) — 15 plans
- Triple S Advantage — 9 plans
- HealthSpring — 2 plans
- Triple-S Advantage — 1 plan
- UnitedHealthcare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| MCS Classicare Efectivo (HMO) (H5577-005-0) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare En Tu Hogar (HMO) (H5577-043-0) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare Essential (HMO-POS) (H5577-008-0) | MCS Classicare | MA-PD | HMO-POS | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare Estrella (HMO) (H5577-060-0) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare Excede (HMO) (H5577-056-2) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare Firme (HMO) (H5577-042-0) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare Hero (HMO) (H5577-044-0) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare InteliCare (HMO) (H5577-052-0) | MCS Classicare | MA-PD | HMO | $0 | $0 | $3,400 | 5.0 |
|---|
| MCS Classicare Platino 185 (HMO D-SNP) (H5577-062-0) | MCS Classicare | SNP | HMO D-SNP | $0 | $615 | $3,400 | 5.0 |
|---|
| MCS Classicare Platino Ideal (HMO D-SNP) (H5577-002-0) | MCS Classicare | SNP | HMO D-SNP | $0 | $615 | $3,400 | 5.0 |
|---|
Showing 10 of 45 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.