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Medicare plans in Franklin County, TX — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Franklin County, Texas has 43 Medicare plans (12 Medicare Advantage with drug coverage, 5 without, 12 standalone Part D, 14 Special Needs) from 12 carriers. 9 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,200.
Market snapshot
- Residents 65 and older
- 2,375
- Residents 60–64, aging in over the next five years
- 751
- Medicare eligibles
- 2,794
- Medicare Advantage penetration
- 44.9%
- Plans per 1,000 residents 65+
- 18.1
Carriers by number of plans
- Humana — 15 plans
- UnitedHealthcare — 10 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 3 plans
- CHRISTUS Health Advantage — 3 plans
- HealthSpring — 2 plans
- Texas Independence Health Plan — 2 plans
- Wellcare — 2 plans
- Wellpoint — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Texas Independence Community Plan (HMO I-SNP) (H5015-002-0) | Texas Independence Health Plan | SNP | HMO I-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| Texas Independence Health Plan, Inc. (HMO I-SNP) (H5015-001-0) | Texas Independence Health Plan | SNP | HMO I-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| Humana Value Choice H7617-043 (PPO) (H7617-043-0) | Humana | MA-PD | PPO | $0 | $420 | $6,400 | 4.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H7617-062-0) | Humana | MA | PPO | | | $7,900 | 4.5 |
|---|
| AARP Medicare Advantage from UHC TX-0010 (HMO-POS) (H4514-017-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $440 | $6,700 | 4.0 |
|---|
| UHC Dual Complete TX-D007 (HMO-POS D-SNP) (H5322-025-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0 | $464 | $9,250 | 4.0 |
|---|
| UHC Dual Complete TX-V010 (HMO-POS D-SNP) (H5322-038-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0 | $615 | $4,200 | 4.0 |
|---|
| UHC Dual Complete TX-S003 (HMO-POS D-SNP) (H4514-021-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0.40 | $615 | $9,250 | 4.0 |
|---|
| CHRISTUS Health Medicare Complete (HMO) (H1189-003-0) | CHRISTUS Health Advantage | MA-PD | HMO | $0 | $250 | $4,900 | 3.5 |
|---|
| Humana Together in Health (PPO I-SNP) (H5216-369-0) | Humana | SNP | PPO I-SNP | $0 | $610 | $9,250 | 3.5 |
|---|
Showing 10 of 43 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.