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Medicare plans in Karnes County, TX — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Karnes County, Texas has 58 Medicare plans (17 Medicare Advantage with drug coverage, 7 without, 12 standalone Part D, 22 Special Needs) from 11 carriers. 19 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.
Market snapshot
- Residents 65 and older
- 2,268
- Residents 60–64, aging in over the next five years
- 778
- Medicare eligibles
- 2,973
- Medicare Advantage penetration
- 49.9%
- Plans per 1,000 residents 65+
- 25.6
Carriers by number of plans
- UnitedHealthcare — 16 plans
- Humana — 11 plans
- Devoted Health — 8 plans
- Wellcare — 7 plans
- Aetna Medicare — 6 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 3 plans
- HealthSpring — 2 plans
- Texas Independence Health Plan — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| DEVOTED C-SNP 046 TX (HMO C-SNP) (H7993-046-0) | Devoted Health | SNP | HMO C-SNP | $0 | $480 | $4,450 | 5.0 |
|---|
| DEVOTED CORE 003 TX (HMO) (H7993-003-0) | Devoted Health | MA-PD | HMO | $0 | $0 | $3,900 | 5.0 |
|---|
| DEVOTED CORE 004 TX (HMO) (H7993-004-0) | Devoted Health | MA-PD | HMO | $0 | $615 | $3,900 | 5.0 |
|---|
| DEVOTED GIVEBACK 021 TX (HMO) (H7993-021-0) | Devoted Health | MA-PD | HMO | $0 | $605 | $9,250 | 5.0 |
|---|
| DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) (H7993-033-0) | Devoted Health | SNP | HMO C-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED DUAL 012 TX (HMO D-SNP) (H7993-012-0) | Devoted Health | SNP | HMO D-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED DUAL FULL 041 TX (HMO D-SNP) (H7993-041-0) | Devoted Health | SNP | HMO D-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| Provider Partners Texas Advantage Plan (HMO I-SNP) (H4054-001-0) | Provider Partners Health Plans | SNP | HMO I-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| Texas Independence Community Plan (HMO I-SNP) (H5015-002-0) | Texas Independence Health Plan | SNP | HMO I-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| Texas Independence Health Plan, Inc. (HMO I-SNP) (H5015-001-0) | Texas Independence Health Plan | SNP | HMO I-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
Showing 10 of 58 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.