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Medicare plans in Karnes County, TX — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Karnes County, Texas has 55 Medicare plans (14 Medicare Advantage with drug coverage, 5 without, 10 standalone Part D, 26 Special Needs) from 10 carriers. 35 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,900.
What changed vs 2026
- 3 fewer plans than 2026
- Carriers entered: ProCare Advantage
- Carriers exited: Blue Cross and Blue Shield of Texas
- $0-premium plans up 9
Market snapshot
- Residents 65 and older
- 2,268
- Residents 60–64, aging in over the next five years
- 778
- Medicare eligibles
- 2,970
- Medicare Advantage penetration
- 49.8%
- Plans per 1,000 residents 65+
- 24.3
Carriers by number of plans
- UnitedHealthcare — 14 plans
- Humana — 11 plans
- Devoted Health — 10 plans
- Aetna Medicare — 7 plans
- Wellcare — 4 plans
- Wellpoint — 3 plans
- HealthSpring — 2 plans
- Texas Independence Health Plan — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| DEVOTED C-SNP 046 TX (HMO C-SNP) (H7993-046-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $4,450 | 4.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 089 TX (HMO C-SNP) (H7993-089-0) | Devoted Health | SNP | HMO C-SNP | $0 | $700 | $6,600 | 4.5 |
| DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) (H7993-033-0) | Devoted Health | SNP | HMO C-SNP | $0 | $650 | $9,850 | 4.5 |
| DEVOTED CORE 003 TX (HMO) (H7993-003-0) | Devoted Health | MA-PD | HMO | $0 | $461 | $3,900 | 4.5 |
| DEVOTED DUAL 012 TX (HMO D-SNP) (H7993-012-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL FULL 041 TX (HMO D-SNP) (H7993-041-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 021 TX (HMO) (H7993-021-0) | Devoted Health | MA-PD | HMO | $0 | $461 | $9,850 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 116 TX (HMO) (H7993-116-0) | Devoted Health | MA-PD | HMO | $0 | $700 | $6,600 | 4.5 |
| DEVOTED MA ONLY 020 TX (HMO) (H7993-020-0) | Devoted Health | MA | HMO | $0 | $9,250 | 4.5 | |
| Humana Together in Health (PPO I-SNP) (H7617-138-0) | Humana | SNP | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
Showing 10 of 55 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.