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Medicare plans in Willacy County, TX — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Willacy County, Texas has 76 Medicare plans (26 Medicare Advantage with drug coverage, 8 without, 10 standalone Part D, 32 Special Needs) from 9 carriers. 55 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
What changed vs 2026
- 15 fewer plans than 2026
- Carriers entered: ProCare Advantage
- Carriers exited: Blue Cross and Blue Shield of Texas
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 2,967
- Residents 60–64, aging in over the next five years
- 1,086
- Medicare eligibles
- 3,774
- Medicare Advantage penetration
- 79.9%
- Plans per 1,000 residents 65+
- 25.6
Carriers by number of plans
- Humana — 24 plans
- UnitedHealthcare — 17 plans
- HealthSpring — 11 plans
- Aetna Medicare — 9 plans
- Prominence Health Plan — 7 plans
- Wellcare — 4 plans
- Texas Independence Health Plan — 2 plans
- Molina Healthcare of Texas, Inc. — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Essentials Plus Giveback (PPO) (H7617-041-0) | Humana | MA-PD | PPO | $0 | $0 | $7,100 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H0028-039-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $3,450 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H4461-066-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $3,450 | 4.5 |
| Humana Gold Plus H0028-046 (HMO) (H0028-046-0) | Humana | MA-PD | HMO | $0 | $700 | $3,995 | 4.5 |
| Humana Gold Plus SNP-DE H0028-036 (HMO D-SNP) (H0028-036-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H4461-069 (HMO D-SNP) (H4461-069-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H4461-070 (HMO D-SNP) (H4461-070-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Together in Health (PPO I-SNP) (H7617-138-0) | Humana | SNP | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| Humana Total Complete (HMO) (H4461-052-0) | Humana | MA-PD | HMO | $0 | $700 | $3,995 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-062-0) | Humana | MA | PPO | $0 | $7,900 | 4.5 |
Showing 10 of 76 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.