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Medicare plans in Caroline County, VA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Caroline County, Virginia has 65 Medicare plans (21 Medicare Advantage with drug coverage, 8 without, 9 standalone Part D, 27 Special Needs) from 10 carriers. 45 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.
What changed vs 2026
- 2 more plans than 2026
- $0-premium plans up 18
- Average star rating up 0.2
Market snapshot
- Residents 65 and older
- 5,354
- Residents 60–64, aging in over the next five years
- 2,124
- Medicare eligibles
- 7,273
- Medicare Advantage penetration
- 42.4%
- Plans per 1,000 residents 65+
- 12.1
Carriers by number of plans
- Humana — 29 plans
- UnitedHealthcare — 10 plans
- Devoted Health — 6 plans
- Aetna Medicare — 5 plans
- Anthem HealthKeepers — 5 plans
- Anthem Blue Cross and Blue Shield — 3 plans
- Lifeworks Advantage — 2 plans
- Sentara Medicare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC VA-6 (PPO) (H2001-098-0) | UnitedHealthcare | MA-PD | PPO | $0 | $685 | $8,900 | 4.5 |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) (H2001-099-0) | UnitedHealthcare | MA | PPO | $0 | $8,900 | 4.5 | |
| Humana DaVita Kidney Care (PPO C-SNP) (H7617-133-0) | Humana | SNP | PPO C-SNP | $0 | $700 | $8,450 | 4.5 |
| Humana DaVita Kidney Care (PPO C-SNP) (H7617-134-0) | Humana | SNP | PPO C-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Essentials Plus Giveback (PPO) (H7617-100-0) | Humana | MA-PD | PPO | $0 | $700 | $9,850 | 4.5 |
| Humana Together in Health (PPO I-SNP) (H7617-131-0) | Humana | SNP | PPO I-SNP | $0 | $50 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-101-0) | Humana | MA | PPO | $0 | $9,850 | 4.5 | |
| Humana Value Choice (PPO) (H7617-098-0) | Humana | MA-PD | PPO | $0 | $450 | $7,150 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-132-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-186-0) | Humana | PDP | PDP | $19.30 | $687 | 4.5 |
Showing 10 of 65 plans.
Nearby counties
- Spotsylvania County
- Hanover County
- Fredericksburg city
- King George County
- Essex County
- King William County
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
- Compare with another county
- Download plan list (CSV)
- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.