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Medicare plans in Frederick County, VA — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Frederick County, Virginia has 59 Medicare plans (21 Medicare Advantage with drug coverage, 8 without, 9 standalone Part D, 21 Special Needs) from 8 carriers. 40 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.

What changed vs 2026

  • 2 more plans than 2026
  • $0-premium plans up 14
  • Average star rating up 0.2

Market snapshot

Residents 65 and older
17,831
Residents 60–64, aging in over the next five years
6,529
Medicare eligibles
22,571
Medicare Advantage penetration
31.9%
Plans per 1,000 residents 65+
3.3

Carriers by number of plans

  • Humana — 27 plans
  • UnitedHealthcare — 11 plans
  • Aetna Medicare — 7 plans
  • Anthem HealthKeepers — 6 plans
  • Anthem Blue Cross and Blue Shield — 3 plans
  • Sentara Medicare — 2 plans
  • Wellcare — 2 plans
  • HealthSpring — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
AARP Medicare Advantage Essentials from UHC VA-6 (PPO) (H2001-098-0)UnitedHealthcareMA-PDPPO$0$685$8,9004.5
AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) (H2001-099-0)UnitedHealthcareMAPPO$0$8,9004.5
Humana DaVita Kidney Care (PPO C-SNP) (H7617-133-0)HumanaSNPPPO C-SNP$0$700$8,4504.5
Humana DaVita Kidney Care (PPO C-SNP) (H7617-134-0)HumanaSNPPPO C-SNP$0$700$9,8504.5
Humana Essentials Plus Giveback (PPO) (H7617-100-0)HumanaMA-PDPPO$0$700$9,8504.5
Humana Together in Health (PPO I-SNP) (H7617-131-0)HumanaSNPPPO I-SNP$0$50$9,8504.5
Humana USAA Honor Giveback (PPO) (H7617-101-0)HumanaMAPPO$0$9,8504.5
Humana Value Choice (PPO) (H7617-098-0)HumanaMA-PDPPO$0$450$7,1504.5
Humana Basic Rx Plan (PDP) (S5884-132-0)HumanaPDPPDP$6.30$7004.5
Humana Value Rx Plan (PDP) (S5884-186-0)HumanaPDPPDP$19.30$6874.5

Showing 10 of 59 plans.

Nearby counties

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.