Home › Agent Hub › Agent Tools › Medicare plans by county › Virginia › Lynchburg city
Agent Tools
Medicare plans in Lynchburg city, VA — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Lynchburg city, Virginia has 60 Medicare plans (21 Medicare Advantage with drug coverage, 7 without, 9 standalone Part D, 23 Special Needs) from 8 carriers. 19 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 11,391
- Residents 60–64, aging in over the next five years
- 3,680
- Medicare eligibles
- 16,077
- Medicare Advantage penetration
- 49.9%
- Plans per 1,000 residents 65+
- 5.3
Carriers by number of plans
- Humana — 24 plans
- UnitedHealthcare — 17 plans
- Anthem HealthKeepers — 8 plans
- Anthem Blue Cross and Blue Shield — 4 plans
- Aetna Medicare — 2 plans
- Sentara Medicare — 2 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
| AARP Medicare Advantage from UHC VA-0007 (PPO) (H2001-109-0) | UnitedHealthcare | MA-PD | PPO | $0 | $355 | $7,500 | 4.5 |
| Humana Essentials Plus Giveback H7617-100 (PPO) (H7617-100-0) | Humana | MA-PD | PPO | $0 | $360 | $9,250 | 4.5 |
| Humana Value Choice H7617-098 (PPO) (H7617-098-0) | Humana | MA-PD | PPO | $0 | $350 | $5,900 | 4.5 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) (H0710-032-0) | UnitedHealthcare | SNP | PPO I-SNP | $27.80 | $615 | $9,250 | 4.5 |
| AARP Medicare Advantage Access from UHC VA-20 (PPO) (H2001-115-0) | UnitedHealthcare | MA-PD | PPO | $255 | $600 | $3,000 | 4.5 |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) (H2001-099-0) | UnitedHealthcare | MA | PPO | | | $8,900 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-101-0) | Humana | MA | PPO | | | $8,700 | 4.5 |
| AARP Medicare Advantage from UHC VA-0011 (HMO-POS) (H5253-111-1) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $440 | $5,900 | 4.0 |
| AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS) (H5253-119-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $8,900 | 4.0 |
| UHC Complete Care VA-23 (HMO-POS C-SNP) (H5253-197-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $0 | $355 | $5,900 | 4.0 |
Showing 10 of 60 plans.
Nearby counties
Agent Tools
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.