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Medicare plans in Sauk County, WI — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Sauk County, Wisconsin has 53 Medicare plans (20 Medicare Advantage with drug coverage, 10 without, 10 standalone Part D, 11 Special Needs) from 14 carriers. 11 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $1,500.
Market snapshot
- Residents 65 and older
- 13,140
- Residents 60–64, aging in over the next five years
- 4,649
- Medicare eligibles
- 16,393
- Medicare Advantage penetration
- 37.8%
- Plans per 1,000 residents 65+
- 4
Carriers by number of plans
- Humana — 13 plans
- UnitedHealthcare — 13 plans
- Dean Advantage — 5 plans
- Security Health Plan of Wisconsin, Inc. — 5 plans
- Anthem Blue Cross and Blue Shield — 2 plans
- Aspirus Health Plan — 2 plans
- Dean Health Plan, Inc. — 2 plans
- Group Health Cooperative of Eau Claire — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
| Esteem Rx (HMO-POS) (H5211-012-0) | Security Health Plan of Wisconsin, Inc. | MA-PD | HMO-POS | $0 | $250 | $5,000 | 4.5 |
| HumanaChoice H7617-007 (PPO) (H7617-007-0) | Humana | MA-PD | PPO | $47 | $615 | $9,250 | 4.5 |
| Essence Rx (HMO-POS) (H5211-002-0) | Security Health Plan of Wisconsin, Inc. | MA-PD | HMO-POS | $87 | $330 | $3,800 | 4.5 |
| Legacy Rx (HMO-POS) (H5211-004-0) | Security Health Plan of Wisconsin, Inc. | MA-PD | HMO-POS | $269 | $0 | $2,200 | 4.5 |
| Compass (HMO-POS) (H5211-003-0) | Security Health Plan of Wisconsin, Inc. | MA | HMO-POS | | | $3,400 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-022-0) | Humana | MA | PPO | | | $6,000 | 4.5 |
| Spirit (HMO-POS) (H5211-001-0) | Security Health Plan of Wisconsin, Inc. | MA | HMO-POS | | | $1,500 | 4.5 |
| AARP Medicare Advantage CareFlex from UHC WI-18 (HMO-POS) (H5253-198-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.0 |
| AARP Medicare Advantage from UHC WI-0017 (HMO-POS) (H5253-097-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $520 | $6,700 | 4.0 |
| UHC Complete Care WI-20 (HMO-POS C-SNP) (H5253-202-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $0 | $520 | $5,400 | 4.0 |
Showing 10 of 53 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.