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Marketplace health plans in Sauk County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Sauk County, Wisconsin has 48 Marketplace health plans from 4 insurers: 18 bronze, 16 silver, 13 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $572.96 per month; the lowest bronze premium is $352.77.
What changed vs 2025
- Benchmark silver premium up $73.63 a month (+14.7%) from 2025
- 20 fewer plans than 2025
- Insurers exited: Quartz
- Lowest bronze premium up $27.54 a month
Market snapshot
- Residents under 65
- 52,869
- Insurers
- 4
- Plans by metal level
- 18 bronze, 16 silver, 13 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $572.96/mo
- Lowest bronze premium, age 40, before subsidies
- $352.77/mo
- Lowest gold premium, age 40, before subsidies
- $565.06/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $4,000
Insurers in the county
- Dean Health Plan — 18 plans (Bronze, Silver, Gold)
- Aspirus Health Plan — 12 plans (Catastrophic, Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 9 plans (Bronze, Silver, Gold)
- Group Health Cooperative-SCW — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | HMO Catastrophic 10600 with 3 free PCP visits (86584WI0010008) | Aspirus Health Plan | HMO | $360.13 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Dean Focus Bronze Share (38345WI0080076) | Dean Health Plan | EPO | $352.77 | $8,000 | $10,600 | 18 |
|---|
| Silver | Dean Focus Silver $0 Copay PCP Visits (38345WI0080072) | Dean Health Plan | EPO | $560.39 | $3,500 | $10,450 | 16 |
|---|
| Gold | Dean Focus Gold Share (38345WI0080074) | Dean Health Plan | EPO | $565.06 | $2,500 | $5,900 | 13 |
|---|
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (Dean Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $448.32 | $469.84 | $508.85 | $572.96 | $800.70 | $1,216.75 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.