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Medicare plans in St. Croix County, WI — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, St. Croix County, Wisconsin has 29 Medicare plans (2 Medicare Advantage with drug coverage, 3 without, 8 standalone Part D, 7 Special Needs) from 9 carriers. 10 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,000.
What changed vs 2026
- 1 fewer plan than 2026
- Carriers exited: Aetna Medicare
- $0-premium plans up 5
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 15,362
- Residents 60–64, aging in over the next five years
- 6,547
- Medicare eligibles
- 20,336
- Medicare Advantage penetration
- 47.6%
- Plans per 1,000 residents 65+
- 1.9
Carriers by number of plans
- UnitedHealthcare — 7 plans
- Medica — 6 plans
- Humana — 5 plans
- HealthPartners — 3 plans
- Anthem Blue Cross and Blue Shield — 2 plans
- Group Health Cooperative of Eau Claire — 2 plans
- Wellcare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) (S5884-139-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-195-0) | Humana | PDP | PDP | $22.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-162-0) | Humana | PDP | PDP | $129.90 | $350 | 4.5 | |
| Anthem Dual Advantage Plus (HMO D-SNP) (H9525-028-0) | Anthem Blue Cross and Blue Shield | SNP | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Anthem Full Dual Advantage (HMO D-SNP) (H9525-027-0) | Anthem Blue Cross and Blue Shield | SNP | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) (R5361-001-0) | Humana | MA | Regional PPO | $0 | $6,750 | 3.5 | |
| Network Health Prime (MSA) (H1181-001-0) | Network Health Medicare Advantage Plans | MA | MSA | $0 | 3.5 | ||
| UHC Dual Advantage WI-V1 (HMO-POS D-SNP) (H3794-004-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0 | $145 | $5,400 | 3.5 |
| UHC Dual Complete WI-Q1 (HMO-POS D-SNP) (H3794-002-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete WI-S1 (HMO-POS D-SNP) (H3794-011-3) | UnitedHealthcare | SNP | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
Showing 10 of 29 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.