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Marketplace health plans in St. Croix County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, St. Croix County, Wisconsin has 29 Marketplace health plans from 3 insurers: 11 bronze, 10 silver, 8 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $623.57 per month; the lowest bronze premium is $450.80.
What changed vs 2025
- Benchmark silver premium up $81.15 a month (+15.0%) from 2025
- 1 fewer plan than 2025
- Lowest bronze premium up $48.28 a month
Market snapshot
- Residents under 65
- 80,671
- Insurers
- 3
- Plans by metal level
- 11 bronze, 10 silver, 8 gold
- Benchmark silver premium, age 40, before subsidies
- $623.57/mo
- Lowest bronze premium, age 40, before subsidies
- $450.80/mo
- Lowest gold premium, age 40, before subsidies
- $622.35/mo
- Lowest silver deductible
- $3,050
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Medica — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 9 plans (Bronze, Silver, Gold)
- HealthPartners — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Engage by Medica Bronze Share (57845WI0050029) | Medica | EPO | $450.80 | $8,000 | $10,600 | 11 |
|---|
| Silver | Atlas $3,800 HSA Silver (20173WI0130026) | HealthPartners | PPO | $602.42 | $3,800 | $8,000 | 10 |
|---|
| Gold | Engage by Medica Gold $0 Copay PCP Visits (57845WI0050074) | Medica | EPO | $622.35 | $1,500 | $8,800 | 8 |
|---|
One plan per metal level shown, of 29 plans in the county.
Benchmark silver premium by age
The benchmark plan (Medica) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $487.93 | $511.35 | $553.80 | $623.57 | $871.44 | $1,324.23 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.