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Marketplace health plans in St. Croix County, WI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, St. Croix County, Wisconsin has 16 Marketplace health plans from 2 insurers: 7 bronze, 6 silver, 3 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $702.53 per month; the lowest bronze premium is $523.85.
What changed vs 2026
- Benchmark silver premium up $78.96 a month (+12.7%) from 2026
- 13 fewer plans than 2026
- Insurers exited: Medica
- Lowest bronze premium up $73.05 a month
Market snapshot
- Residents under 65
- 80,671
- Insurers
- 2
- Plans by metal level
- 7 bronze, 6 silver, 3 gold
- Benchmark silver premium, age 40, before subsidies
- $702.53/mo
- Lowest bronze premium, age 40, before subsidies
- $523.85/mo
- Lowest gold premium, age 40, before subsidies
- $739.86/mo
- Lowest silver deductible
- $3,300
- Lowest out-of-pocket maximum
- $8,600
Insurers in the county
- Anthem Blue Cross and Blue Shield — 8 plans (Bronze, Silver, Gold)
- HealthPartners — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Atlas $7,500 Plus Bronze HSA (20173WI0130023) | HealthPartners | PPO | $523.85 | $7,500 | $12,000 | 7 |
| Silver | Atlas $4,100 HSA Silver (20173WI0130026) | HealthPartners | PPO | $680.23 | $4,100 | $8,700 | 6 |
| Gold | Atlas $2,500 Standard Gold (20173WI0130040) | HealthPartners | PPO | $739.86 | $2,500 | $8,600 | 3 |
One plan per metal level shown, of 16 plans in the county.
Benchmark silver premium by age
The benchmark plan (HealthPartners) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $549.71 | $576.10 | $623.92 | $702.53 | $981.78 | $1,491.91 |
Nearby counties
Agent Tools
Free tools for licensed agents working St. Croix County.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.