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Marketplace health plans in Navajo County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Navajo County, Arizona has 14 Marketplace health plans from 2 insurers: 4 bronze, 5 silver, 5 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $668.52 per month; the lowest bronze premium is $558.65.
What changed vs 2025
- Benchmark silver premium down $40.64 a month (−5.7%) from 2025
- Insurers entered: Imperial Insurance Companies, Inc.
- Lowest bronze premium up $12.68 a month
Market snapshot
- Residents under 65
- 86,592
- Insurers
- 2
- Plans by metal level
- 4 bronze, 5 silver, 5 gold
- Benchmark silver premium, age 40, before subsidies
- $668.52/mo
- Lowest bronze premium, age 40, before subsidies
- $558.65/mo
- Lowest gold premium, age 40, before subsidies
- $768.63/mo
- Lowest silver deductible
- $6,000
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- Blue Cross Blue Shield of Arizona — 9 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 5 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Imperial Standard Bronze (85533AZ0010001) | Imperial Insurance Companies, Inc. | HMO | $558.65 | $7,500 | $10,000 | 4 |
|---|
| Silver | Imperial Standard Silver (85533AZ0010002) | Imperial Insurance Companies, Inc. | HMO | $651.86 | $6,000 | $8,900 | 5 |
|---|
| Gold | Imperial Standard Gold (85533AZ0010003) | Imperial Insurance Companies, Inc. | HMO | $768.63 | $2,000 | $8,200 | 5 |
|---|
One plan per metal level shown, of 14 plans in the county.
Benchmark silver premium by age
The benchmark plan (Imperial Insurance Companies, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $523.10 | $548.21 | $593.72 | $668.52 | $934.25 | $1,419.69 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.