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Marketplace health plans in La Paz County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, La Paz County, Arizona has 28 Marketplace health plans from 3 insurers: 9 bronze, 10 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $921.26 per month; the lowest bronze premium is $701.78.
What changed vs 2025
- Benchmark silver premium up $302.52 a month (+48.9%) from 2025
- Insurers entered: Imperial Insurance Companies, Inc.
- Lowest bronze premium up $200.13 a month
Market snapshot
- Residents under 65
- 9,475
- Insurers
- 3
- Plans by metal level
- 9 bronze, 10 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $921.26/mo
- Lowest bronze premium, age 40, before subsidies
- $701.78/mo
- Lowest gold premium, age 40, before subsidies
- $1,061.89/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Arizona — 9 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 5 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care) (40702AZ0060051) | UnitedHealthcare | HMO | $701.78 | $10,600 | $10,600 | 9 |
|---|
| Silver | Imperial Standard Silver (85533AZ0010002) | Imperial Insurance Companies, Inc. | HMO | $900.57 | $6,000 | $8,900 | 10 |
|---|
| Gold | Imperial Standard Gold (85533AZ0010003) | Imperial Insurance Companies, Inc. | HMO | $1,061.89 | $2,000 | $8,200 | 9 |
|---|
One plan per metal level shown, of 28 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $720.86 | $755.46 | $818.18 | $921.26 | $1,287.46 | $1,956.42 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.