Home › Agent Hub › Agent Tools › Marketplace plans by county › Arizona › Mohave County
Agent Tools
Marketplace health plans in Mohave County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Mohave County, Arizona has 24 Marketplace health plans from 2 insurers: 8 bronze, 9 silver, 7 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $900.56 per month; the lowest bronze premium is $686.
What changed vs 2025
- Benchmark silver premium up $281.41 a month (+45.5%) from 2025
- 5 fewer plans than 2025
- Lowest bronze premium up $183.96 a month
Market snapshot
- Residents under 65
- 148,581
- Insurers
- 2
- Plans by metal level
- 8 bronze, 9 silver, 7 gold
- Benchmark silver premium, age 40, before subsidies
- $900.56/mo
- Lowest bronze premium, age 40, before subsidies
- $686/mo
- Lowest gold premium, age 40, before subsidies
- $1,051.55/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Arizona — 10 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care) (40702AZ0060051) | UnitedHealthcare | HMO | $686 | $10,600 | $10,600 | 8 |
|---|
| Silver | AZ Blue ACA StandardHealth Silver with Health Choice (53901AZ1420162) | Blue Cross Blue Shield of Arizona | HMO | $885.60 | $6,000 | $8,900 | 9 |
|---|
| Gold | UHC Gold Standard (40702AZ0060016) | UnitedHealthcare | HMO | $1,051.55 | $2,000 | $8,200 | 7 |
|---|
One plan per metal level shown, of 24 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $704.66 | $738.48 | $799.79 | $900.56 | $1,258.52 | $1,912.45 |
Nearby counties
Agent Tools
Free tools for licensed agents working Mohave County.
Get free agent tools
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.