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Marketplace health plans in Brevard County, FL — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Brevard County, Florida has 152 Marketplace health plans from 8 insurers: 52 bronze, 50 silver, 39 gold, 9 platinum, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $571.85 per month; the lowest bronze premium is $426.78.
What changed vs 2025
- Benchmark silver premium up $107.89 a month (+23.3%) from 2025
- 10 fewer plans than 2025
- Insurers entered: Oscar Health Maintenance Organization of Florida
- Insurers exited: Aetna CVS Health, Oscar Insurance Company of Florida
- Lowest bronze premium up $70.84 a month
Market snapshot
- Residents under 65
- 477,750
- Insurers
- 8
- Plans by metal level
- 52 bronze, 50 silver, 39 gold, 9 platinum, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $571.85/mo
- Lowest bronze premium, age 40, before subsidies
- $426.78/mo
- Lowest gold premium, age 40, before subsidies
- $544.76/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $2,525
Insurers in the county
- Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
- Florida Health Care Plans — 23 plans (Bronze, Silver, Gold)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- Health First Commercial Plans, Inc. — 18 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 15 plans (Bronze, Silver, Gold)
- Florida Blue HMO (a BlueCross BlueShield FL company) — 14 plans (Bronze, Silver, Gold, Platinum)
- Wellpoint — 13 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) (36194FL0450003) | Health First Commercial Plans, Inc. | HMO | $281.89 | $10,600 | $10,600 | 2 |
|---|
| Bronze | Gym Access IND Bronze HMO 1340 (56503FL2730001) | Florida Health Care Plans | HMO | $426.78 | $10,150 | $10,150 | 52 |
|---|
| Silver | Clarity Silver (49004FL0010031) | Ambetter Health | HMO | $560.18 | $8,000 | $8,400 | 50 |
|---|
| Gold | Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access) (36194FL0410003) | Health First Commercial Plans, Inc. | HMO | $544.76 | $2,200 | $7,950 | 39 |
|---|
| Platinum | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) (16842FL0120062) | Florida Blue (BlueCross BlueShield FL) | EPO | $1,070.30 | $1,000 | $4,000 | 9 |
|---|
One plan per metal level shown, of 152 plans in the county.
Benchmark silver premium by age
The benchmark plan (Health First Commercial Plans, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $447.46 | $468.94 | $507.87 | $571.85 | $799.16 | $1,214.40 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.