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Marketplace health plans in Brevard County, FL — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Brevard County, Florida has 160 Marketplace health plans from 8 insurers: 54 bronze, 51 silver, 42 gold, 9 platinum, 4 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $643.18 per month; the lowest bronze premium is $498.06.

What changed vs 2026

  • Benchmark silver premium up $71.33 a month (+12.5%) from 2026
  • 8 more plans than 2026
  • Lowest bronze premium up $71.28 a month

Market snapshot

Residents under 65
477,750
Insurers
8
Plans by metal level
54 bronze, 51 silver, 42 gold, 9 platinum, 4 catastrophic
Benchmark silver premium, age 40, before subsidies
$643.18/mo
Lowest bronze premium, age 40, before subsidies
$498.06/mo
Lowest gold premium, age 40, before subsidies
$648.86/mo
Lowest silver deductible
$0
Lowest out-of-pocket maximum
$4,000

Insurers in the county

  • Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
  • Florida Health Care Plans — 25 plans (Catastrophic, Bronze, Silver, Gold)
  • Oscar Health Maintenance Organization of Florida — 20 plans (Bronze, Silver, Gold)
  • Ambetter Health — 19 plans (Bronze, Silver, Gold)
  • Health First Commercial Plans, Inc. — 18 plans (Catastrophic, Bronze, Silver, Gold)
  • UnitedHealthcare — 16 plans (Bronze, Silver, Gold)
  • Wellpoint — 15 plans (Catastrophic, Bronze, Silver, Gold)
  • Florida Blue HMO (a BlueCross BlueShield FL company) — 14 plans (Bronze, Silver, Gold, Platinum)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
CatastrophicCatastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) (36194FL0450003)Health First Commercial Plans, Inc.HMO$362.23$12,000$12,0004
BronzeGym Access IND Bronze HMO 1340 (56503FL3480008)Florida Health Care PlansHMO$498.06$12,000$12,00054
SilverThrive Silver (49004FL0010050)Ambetter HealthHMO$623.43$8,000$9,40051
GoldGold Basic (21525FL0020035)Oscar Health Maintenance Organization of FloridaHMO$648.86$0$11,40042
PlatinumBlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) (16842FL0330009)Florida Blue (BlueCross BlueShield FL)EPO$1,721.48$1,500$4,2509

One plan per metal level shown, of 160 plans in the county.

Benchmark silver premium by age

The benchmark plan (Florida Health Care Plans) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$503.27$527.43$571.21$643.18$898.84$1,365.87

Nearby counties

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About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.