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Marketplace health plans in Volusia County, FL — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Volusia County, Florida has 154 Marketplace health plans from 8 insurers: 53 bronze, 50 silver, 40 gold, 9 platinum, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $684.09 per month; the lowest bronze premium is $496.43.
What changed vs 2025
- Benchmark silver premium up $183.85 a month (+36.8%) from 2025
- 8 fewer plans than 2025
- Insurers entered: Oscar Health Maintenance Organization of Florida
- Insurers exited: Aetna CVS Health, Oscar Insurance Company of Florida
- Lowest bronze premium up $114.88 a month
Market snapshot
- Residents under 65
- 432,488
- Insurers
- 8
- Plans by metal level
- 53 bronze, 50 silver, 40 gold, 9 platinum, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $684.09/mo
- Lowest bronze premium, age 40, before subsidies
- $496.43/mo
- Lowest gold premium, age 40, before subsidies
- $620.98/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $2,525
Insurers in the county
- Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
- Florida Health Care Plans — 23 plans (Bronze, Silver, Gold)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Health First Commercial Plans, Inc. — 16 plans (Catastrophic, Bronze, Silver, Gold)
- Florida Blue HMO (a BlueCross BlueShield FL company) — 14 plans (Bronze, Silver, Gold, Platinum)
- Wellpoint — 13 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) (36194FL0450003) | Health First Commercial Plans, Inc. | HMO | $332.29 | $10,600 | $10,600 | 2 |
|---|
| Bronze | Gym Access IND Bronze HMO 1340 (56503FL2730001) | Florida Health Care Plans | HMO | $496.43 | $10,150 | $10,150 | 53 |
|---|
| Silver | Silver Simple PCP Saver | with AdventHealth (21525FL0010016) | Oscar Health Maintenance Organization of Florida | HMO | $680.95 | $5,000 | $9,250 | 50 |
|---|
| Gold | Gold Simple | with AdventHealth (21525FL0010023) | Oscar Health Maintenance Organization of Florida | HMO | $620.98 | $3,000 | $9,950 | 40 |
|---|
| Platinum | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) (16842FL0120062) | Florida Blue (BlueCross BlueShield FL) | EPO | $1,315.79 | $1,000 | $4,000 | 9 |
|---|
One plan per metal level shown, of 154 plans in the county.
Benchmark silver premium by age
The benchmark plan (Health First Commercial Plans, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $535.28 | $560.98 | $607.55 | $684.09 | $956.02 | $1,452.76 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.