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Marketplace health plans in Duval County, FL — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Duval County, Florida has 142 Marketplace health plans from 6 insurers: 47 bronze, 50 silver, 32 gold, 13 platinum. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $681.55 per month; the lowest bronze premium is $501.25.
What changed vs 2025
- Benchmark silver premium up $206.59 a month (+43.5%) from 2025
- 1 more plan than 2025
- Insurers entered: Oscar Health Maintenance Organization of Florida
- Insurers exited: Aetna CVS Health, Oscar Insurance Company of Florida
- Lowest bronze premium up $138.53 a month
Market snapshot
- Residents under 65
- 866,471
- Insurers
- 6
- Plans by metal level
- 47 bronze, 50 silver, 32 gold, 13 platinum
- Benchmark silver premium, age 40, before subsidies
- $681.55/mo
- Lowest bronze premium, age 40, before subsidies
- $501.25/mo
- Lowest gold premium, age 40, before subsidies
- $623.54/mo
- Lowest silver deductible
- $3,125
- Lowest out-of-pocket maximum
- $2,250
Insurers in the county
- Florida Blue HMO (a BlueCross BlueShield FL company) — 35 plans (Bronze, Silver, Gold, Platinum)
- Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
- Ambetter Health — 26 plans (Bronze, Silver, Gold)
- Molina Healthcare — 19 plans (Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 15 plans (Bronze, Silver, Gold)
- AvMed — 14 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits (21525FL0020004) | Oscar Health Maintenance Organization of Florida | HMO | $501.25 | $9,000 | $10,600 | 47 |
|---|
| Silver | Clarity Silver (49004FL0010031) | Ambetter Health | HMO | $638.97 | $8,000 | $8,400 | 50 |
|---|
| Gold | Gold Simple (21525FL0020016) | Oscar Health Maintenance Organization of Florida | HMO | $623.54 | $3,000 | $9,950 | 32 |
|---|
| Platinum | myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) (30252FL0070075) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | $1,187.70 | $0 | $2,250 | 13 |
|---|
One plan per metal level shown, of 142 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $533.30 | $558.89 | $605.29 | $681.55 | $952.46 | $1,447.35 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.