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Marketplace health plans in St. Johns County, FL — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, St. Johns County, Florida has 152 Marketplace health plans from 6 insurers: 50 bronze, 53 silver, 34 gold, 12 platinum, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $701.66 per month; the lowest bronze premium is $543.35.
What changed vs 2026
- Benchmark silver premium up $4.19 a month (+0.6%) from 2026
- 9 more plans than 2026
- Lowest bronze premium up $62.40 a month
Market snapshot
- Residents under 65
- 242,317
- Insurers
- 6
- Plans by metal level
- 50 bronze, 53 silver, 34 gold, 12 platinum, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $701.66/mo
- Lowest bronze premium, age 40, before subsidies
- $543.35/mo
- Lowest gold premium, age 40, before subsidies
- $752.75/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $4,000
Insurers in the county
- Florida Blue HMO (a BlueCross BlueShield FL company) — 41 plans (Catastrophic, Bronze, Silver, Gold, Platinum)
- Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
- Florida Health Care Plans — 25 plans (Catastrophic, Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 20 plans (Bronze, Silver, Gold)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- AvMed — 14 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) (30252FL0210014) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | $454.56 | $12,000 | $12,000 | 3 |
| Bronze | Gym Access IND Bronze HMO 1340 (56503FL3480008) | Florida Health Care Plans | HMO | $543.35 | $12,000 | $12,000 | 50 |
| Silver | Clarity Silver (49004FL0010031) | Ambetter Health | HMO | $692.07 | $8,000 | $9,400 | 53 |
| Gold | Gold Basic (21525FL0020035) | Oscar Health Maintenance Organization of Florida | HMO | $752.75 | $0 | $11,400 | 34 |
| Platinum | AvMed Entrust Platinum 25 (2027) (19898FL0340064) | AvMed | HMO | $1,273.97 | $0 | $7,750 | 12 |
One plan per metal level shown, of 152 plans in the county.
Benchmark silver premium by age
The benchmark plan (Florida Health Care Plans) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $549.03 | $575.38 | $623.15 | $701.66 | $980.57 | $1,490.07 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.