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Marketplace health plans in Terrebonne Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Terrebonne Parish, Louisiana has 17 Marketplace health plans from 2 insurers: 7 bronze, 5 silver, 5 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $816.92 per month; the lowest bronze premium is $537.17.
What changed vs 2026
- Benchmark silver premium up $82.40 a month (+11.2%) from 2026
- Lowest bronze premium up $60.30 a month
Market snapshot
- Residents under 65
- 89,365
- Insurers
- 2
- Plans by metal level
- 7 bronze, 5 silver, 5 gold
- Benchmark silver premium, age 40, before subsidies
- $816.92/mo
- Lowest bronze premium, age 40, before subsidies
- $537.17/mo
- Lowest gold premium, age 40, before subsidies
- $821.45/mo
- Lowest silver deductible
- $3,300
- Lowest out-of-pocket maximum
- $8,700
Insurers in the county
- HMO Louisiana — 9 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020) | HMO Louisiana | POS | $537.17 | $9,900 | $12,000 | 7 |
| Silver | Blue POS 80/60 $3400 with 2 $0 PCP Virtual Visits (19636LA0220014) | HMO Louisiana | POS | $794.07 | $3,400 | $10,000 | 5 |
| Gold | Blue Connect Copay (PCP) 75/55 $2500 Standardized (H) (19636LA0240032) | HMO Louisiana | POS | $821.45 | $2,500 | $8,700 | 5 |
One plan per metal level shown, of 17 plans in the county.
Benchmark silver premium by age
The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $639.22 | $669.90 | $725.51 | $816.92 | $1,141.65 | $1,734.84 |
Nearby counties
- Lafourche Parish
- Assumption Parish
- St. Mary Parish
- St. James Parish
- St. Charles Parish
- Jefferson Parish
Agent Tools
Free tools for licensed agents working Terrebonne Parish.
- Medicare plan intelligence for Terrebonne Parish
- Compare with another county
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- Download plan list (CSV)
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.