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Marketplace health plans in Lafourche Parish, LA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Lafourche Parish, Louisiana has 15 Marketplace health plans from 2 insurers: 6 bronze, 5 silver, 4 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $734.52 per month; the lowest bronze premium is $476.87.
What changed vs 2025
- Benchmark silver premium up $146.52 a month (+24.9%) from 2025
- Lowest bronze premium up $80.32 a month
Market snapshot
- Residents under 65
- 80,320
- Insurers
- 2
- Plans by metal level
- 6 bronze, 5 silver, 4 gold
- Benchmark silver premium, age 40, before subsidies
- $734.52/mo
- Lowest bronze premium, age 40, before subsidies
- $476.87/mo
- Lowest gold premium, age 40, before subsidies
- $714.22/mo
- Lowest silver deductible
- $3,200
- Lowest out-of-pocket maximum
- $8,300
Insurers in the county
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
- HMO Louisiana — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020) | HMO Louisiana | POS | $476.87 | $9,900 | $10,600 | 6 |
|---|
| Silver | Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits (19636LA0220014) | HMO Louisiana | POS | $711.13 | $3,200 | $9,100 | 5 |
|---|
| Gold | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits (19636LA0220005) | HMO Louisiana | POS | $714.22 | $1,000 | $9,700 | 4 |
|---|
One plan per metal level shown, of 15 plans in the county.
Benchmark silver premium by age
The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $574.74 | $602.33 | $652.33 | $734.52 | $1,026.49 | $1,559.84 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.