Home › Agent Hub › Agent Tools › Marketplace plans by county › North Carolina › Alleghany County
Agent Tools
Marketplace health plans in Alleghany County, NC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Alleghany County, North Carolina has 41 Marketplace health plans from 3 insurers: 17 bronze, 14 silver, 10 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $677.49 per month; the lowest bronze premium is $526.97.
What changed vs 2025
- Benchmark silver premium up $144.87 a month (+27.2%) from 2025
- 18 fewer plans than 2025
- Insurers exited: CareSource, WellCare of North Carolina
- Lowest bronze premium up $120.90 a month
Market snapshot
- Residents under 65
- 7,739
- Insurers
- 3
- Plans by metal level
- 17 bronze, 14 silver, 10 gold
- Benchmark silver premium, age 40, before subsidies
- $677.49/mo
- Lowest bronze premium, age 40, before subsidies
- $526.97/mo
- Lowest gold premium, age 40, before subsidies
- $700.37/mo
- Lowest silver deductible
- $400
- Lowest out-of-pocket maximum
- $7,000
Insurers in the county
- Blue Cross and Blue Shield of NC — 18 plans (Bronze, Silver, Gold)
- Ambetter of North Carolina — 15 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Everyday Bronze (77264NC0010028) | Ambetter of North Carolina | HMO | $526.97 | $8,450 | $10,150 | 17 |
|---|
| Silver | Clear Silver with $0 Insulin Options (77264NC0010037) | Ambetter of North Carolina | HMO | $677.28 | $7,000 | $7,000 | 14 |
|---|
| Gold | Standard Gold (77264NC0010046) | Ambetter of North Carolina | HMO | $700.37 | $2,000 | $8,200 | 10 |
|---|
One plan per metal level shown, of 41 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter of North Carolina) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $530.13 | $555.56 | $601.68 | $677.49 | $946.79 | $1,438.73 |
Nearby counties
Agent Tools
Free tools for licensed agents working Alleghany County.
Get free agent tools
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.