Home › Agent Hub › Agent Tools › Marketplace plans by county › North Carolina › Wilkes County
Agent Tools
Marketplace health plans in Wilkes County, NC — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Wilkes County, North Carolina has 74 Marketplace health plans from 4 insurers: 29 bronze, 28 silver, 17 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $611.07 per month; the lowest bronze premium is $534.55.
What changed vs 2026
- Benchmark silver premium down $66.21 a month (−9.8%) from 2026
- 10 more plans than 2026
- Lowest bronze premium up $20.09 a month
Market snapshot
- Residents under 65
- 50,825
- Insurers
- 4
- Plans by metal level
- 29 bronze, 28 silver, 17 gold
- Benchmark silver premium, age 40, before subsidies
- $611.07/mo
- Lowest bronze premium, age 40, before subsidies
- $534.55/mo
- Lowest gold premium, age 40, before subsidies
- $681.45/mo
- Lowest silver deductible
- $2,700
- Lowest out-of-pocket maximum
- $7,900
Insurers in the county
- Blue Cross and Blue Shield of NC — 30 plans (Bronze, Silver, Gold)
- Ambetter of North Carolina — 19 plans (Bronze, Silver, Gold)
- Oscar Health Plan of North Carolina, Inc — 17 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Signature Expanded Bronze (77264NC0010044) | Ambetter of North Carolina | HMO | $534.55 | $7,500 | $12,000 | 29 |
| Silver | Streamlined Silver (77264NC0010017) | Ambetter of North Carolina | HMO | $605.63 | $4,700 | $11,300 | 28 |
| Gold | Signature Gold (77264NC0010046) | Ambetter of North Carolina | HMO | $681.45 | $2,500 | $8,600 | 17 |
One plan per metal level shown, of 74 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter of North Carolina) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $478.15 | $501.10 | $542.69 | $611.07 | $853.97 | $1,297.68 |
Nearby counties
Agent Tools
Free tools for licensed agents working Wilkes County.
- Medicare plan intelligence for Wilkes County
- Compare with another county
- All agent tools
- Download plan list (CSV)
- Alert me when plans change here
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.