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Marketplace health plans in Monroe County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Monroe County, Wisconsin has 37 Marketplace health plans from 3 insurers: 13 bronze, 12 silver, 11 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $698.51 per month; the lowest bronze premium is $494.09.
What changed vs 2025
- Benchmark silver premium up $95.68 a month (+15.9%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $28.36 a month
Market snapshot
- Residents under 65
- 37,888
- Insurers
- 3
- Plans by metal level
- 13 bronze, 12 silver, 11 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $698.51/mo
- Lowest bronze premium, age 40, before subsidies
- $494.09/mo
- Lowest gold premium, age 40, before subsidies
- $682.12/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Quartz — 19 plans (Catastrophic, Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 9 plans (Bronze, Silver, Gold)
- Medica — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | QUARTZ ONE ACHIEVE W/GUNDERSEN CATASTROPHIC $10,600 DED (37833WI0540089) | Quartz | HMO | $529.41 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Engage by Medica Bronze Share (57845WI0050029) | Medica | EPO | $494.09 | $8,000 | $10,600 | 13 |
|---|
| Silver | Engage by Medica Silver $0 Copay PCP Visits (57845WI0050075) | Medica | EPO | $683.46 | $3,500 | $10,450 | 12 |
|---|
| Gold | Engage by Medica Gold $0 Copay PCP Visits (57845WI0050074) | Medica | EPO | $682.12 | $1,500 | $8,800 | 11 |
|---|
One plan per metal level shown, of 37 plans in the county.
Benchmark silver premium by age
The benchmark plan (Medica) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $546.57 | $572.80 | $620.35 | $698.51 | $976.17 | $1,483.38 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.