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Marketplace health plans in Richland County, WI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Richland County, Wisconsin has 16 Marketplace health plans from 2 insurers: 6 bronze, 6 silver, 4 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $748.11 per month; the lowest bronze premium is $476.75.
What changed vs 2026
- Benchmark silver premium up $132.04 a month (+21.4%) from 2026
- 2 fewer plans than 2026
- Lowest bronze premium up $97.43 a month
Market snapshot
- Residents under 65
- 12,911
- Insurers
- 2
- Plans by metal level
- 6 bronze, 6 silver, 4 gold
- Benchmark silver premium, age 40, before subsidies
- $748.11/mo
- Lowest bronze premium, age 40, before subsidies
- $476.75/mo
- Lowest gold premium, age 40, before subsidies
- $757.44/mo
- Lowest silver deductible
- $3,525
- Lowest out-of-pocket maximum
- $4,700
Insurers in the county
- Anthem Blue Cross and Blue Shield — 8 plans (Bronze, Silver, Gold)
- Dean Health Plan — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Dean Bronze Share (38345WI0010186) | Dean Health Plan | HMO | $476.75 | $8,000 | $12,000 | 6 |
| Silver | Dean Silver Standard (38345WI0010163) | Dean Health Plan | HMO | $742.92 | $6,400 | $10,300 | 6 |
| Gold | Dean Gold Share (38345WI0010184) | Dean Health Plan | HMO | $757.44 | $2,600 | $6,000 | 4 |
One plan per metal level shown, of 16 plans in the county.
Benchmark silver premium by age
The benchmark plan (Dean Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $585.38 | $613.48 | $664.40 | $748.11 | $1,045.48 | $1,588.71 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.