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Marketplace health plans in Richland County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Richland County, Wisconsin has 18 Marketplace health plans from 2 insurers: 7 bronze, 6 silver, 5 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $616.07 per month; the lowest bronze premium is $379.32.
What changed vs 2025
- Benchmark silver premium up $59.17 a month (+10.6%) from 2025
- 19 fewer plans than 2025
- Insurers exited: Quartz
- Lowest bronze premium up $22.06 a month
Market snapshot
- Residents under 65
- 12,911
- Insurers
- 2
- Plans by metal level
- 7 bronze, 6 silver, 5 gold
- Benchmark silver premium, age 40, before subsidies
- $616.07/mo
- Lowest bronze premium, age 40, before subsidies
- $379.32/mo
- Lowest gold premium, age 40, before subsidies
- $607.58/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $4,400
Insurers in the county
- Anthem Blue Cross and Blue Shield — 9 plans (Bronze, Silver, Gold)
- Dean Health Plan — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Dean Bronze Share (38345WI0010186) | Dean Health Plan | HMO | $379.32 | $8,000 | $10,600 | 7 |
|---|
| Silver | Dean Silver $0 Copay PCP Visits (38345WI0010182) | Dean Health Plan | HMO | $602.56 | $3,500 | $10,450 | 6 |
|---|
| Gold | Dean Gold Share (38345WI0010184) | Dean Health Plan | HMO | $607.58 | $2,500 | $5,900 | 5 |
|---|
One plan per metal level shown, of 18 plans in the county.
Benchmark silver premium by age
The benchmark plan (Dean Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $482.06 | $505.20 | $547.14 | $616.07 | $860.96 | $1,308.31 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.