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Marketplace health plans in Polk County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Polk County, Wisconsin has 26 Marketplace health plans from 3 insurers: 10 bronze, 9 silver, 7 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $624.62 per month; the lowest bronze premium is $455.69.
What changed vs 2025
- Benchmark silver premium up $76.29 a month (+13.9%) from 2025
- 1 fewer plan than 2025
- Lowest bronze premium up $53.17 a month
Market snapshot
- Residents under 65
- 35,250
- Insurers
- 3
- Plans by metal level
- 10 bronze, 9 silver, 7 gold
- Benchmark silver premium, age 40, before subsidies
- $624.62/mo
- Lowest bronze premium, age 40, before subsidies
- $455.69/mo
- Lowest gold premium, age 40, before subsidies
- $629.10/mo
- Lowest silver deductible
- $3,050
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Anthem Blue Cross and Blue Shield — 9 plans (Bronze, Silver, Gold)
- Medica — 9 plans (Bronze, Silver, Gold)
- HealthPartners — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Medica Individual Choice Bronze Share (57845WI0040029) | Medica | EPO | $455.69 | $8,000 | $10,600 | 10 |
|---|
| Silver | Atlas $3,800 HSA Silver (20173WI0130026) | HealthPartners | PPO | $602.42 | $3,800 | $8,000 | 9 |
|---|
| Gold | Medica Individual Choice Gold $0 Copay PCP Visits (57845WI0040074) | Medica | EPO | $629.10 | $1,500 | $8,800 | 7 |
|---|
One plan per metal level shown, of 26 plans in the county.
Benchmark silver premium by age
The benchmark plan (HealthPartners) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $488.75 | $512.21 | $554.73 | $624.62 | $872.91 | $1,326.47 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.