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Marketplace health plans in Rock County, WI — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Rock County, Wisconsin has 14 Marketplace health plans from 2 insurers: 4 bronze, 6 silver, 4 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $687.14 per month; the lowest bronze premium is $454.08.

What changed vs 2026

  • Benchmark silver premium up $140.80 a month (+25.8%) from 2026
  • 10 fewer plans than 2026
  • Lowest bronze premium up $97.02 a month

Market snapshot

Residents under 65
135,082
Insurers
2
Plans by metal level
4 bronze, 6 silver, 4 gold
Benchmark silver premium, age 40, before subsidies
$687.14/mo
Lowest bronze premium, age 40, before subsidies
$454.08/mo
Lowest gold premium, age 40, before subsidies
$711.37/mo
Lowest silver deductible
$3,000
Lowest out-of-pocket maximum
$4,700

Insurers in the county

  • Dean Health Plan — 8 plans (Bronze, Silver, Gold)
  • MercyCare Health Plans — 6 plans (Bronze, Silver, Gold)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
BronzeDean Focus Bronze Share (38345WI0080076)Dean Health PlanEPO$454.08$8,000$12,0004
SilverMercyCare Silver Standard (58326WI0090022)MercyCare Health PlansHMO$684.35$6,400$10,3006
GoldMercyCare Gold Standard (58326WI0090021)MercyCare Health PlansHMO$711.37$2,500$8,6004

One plan per metal level shown, of 14 plans in the county.

Benchmark silver premium by age

The benchmark plan (MercyCare Health Plans) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$537.67$563.48$610.26$687.14$960.28$1,459.23

Nearby counties

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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.

About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.