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Marketplace health plans in Rock County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Rock County, Wisconsin has 24 Marketplace health plans from 2 insurers: 8 bronze, 9 silver, 7 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $546.34 per month; the lowest bronze premium is $357.06.
What changed vs 2025
- Benchmark silver premium up $83.96 a month (+18.2%) from 2025
- 39 fewer plans than 2025
- Insurers exited: Anthem Blue Cross and Blue Shield, Quartz
- Lowest bronze premium up $28.06 a month
Market snapshot
- Residents under 65
- 135,082
- Insurers
- 2
- Plans by metal level
- 8 bronze, 9 silver, 7 gold
- Benchmark silver premium, age 40, before subsidies
- $546.34/mo
- Lowest bronze premium, age 40, before subsidies
- $357.06/mo
- Lowest gold premium, age 40, before subsidies
- $556.24/mo
- Lowest silver deductible
- $2,500
- Lowest out-of-pocket maximum
- $4,400
Insurers in the county
- Dean Health Plan — 18 plans (Bronze, Silver, Gold)
- MercyCare Health Plans — 6 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Dean Focus Bronze Share (38345WI0080076) | Dean Health Plan | EPO | $357.06 | $8,000 | $10,600 | 8 |
|---|
| Silver | MercyCare Silver Standard (58326WI0090022) | MercyCare Health Plans | HMO | $543.07 | $6,000 | $8,900 | 9 |
|---|
| Gold | MercyCare Gold Standard (58326WI0090021) | MercyCare Health Plans | HMO | $556.24 | $2,000 | $8,200 | 7 |
|---|
One plan per metal level shown, of 24 plans in the county.
Benchmark silver premium by age
The benchmark plan (MercyCare Health Plans) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $427.49 | $448.01 | $485.20 | $546.34 | $763.50 | $1,160.21 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.